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It takes anywhere from three to seven years for a stump to decompose on its own. This timeframe can depend on the kind of tree and your climate. The lower to the ground the stump is, the faster it rots. If you kill a tree stump with salt, boiling water, herbicide, light deprivation, or burning, the tree stump decomposes faster. 

Cutting down a dead tree is always strongly advisable. Aside from being an eyesore, a dead tree can be extremely hazardous, especially when it’s near people or structures. Even if the tree isn’t near your home, it can still harbor pests and diseases that can potentially spread to nearby plants and homes.

Yes, in most municipalities, arborists or tree surgeons need to hold an arborist’s license, which usually requires specialized education and specific experience. Certified arborists must also pass an exam from the International Society of Arboriculture (ISA). In addition to a license, you should always confirm that the tree surgeon you’re hiring is fully insured, as this can help you avoid legal problems if the professional gets injured on your property. Keep in mind that some municipalities require tree removal and other services to be completed by a licensed arborist.

Most chemical treatments that kill roots will also damage the grass around it—including more natural substances like Epsom salt. In this case, cutting tree roots is probably your best bet if you want to preserve the grass. Use caution before you cut or prune roots to make sure you know what you’re cutting and know the risks if you make an error.