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There are several methods to hollow out a tree stump, and the best one depends on your tools, experience, and priorities. Common methods include using a chisel and hammer, a chainsaw, or burning.

• Chisel and Hammer: This is often considered the easiest approach for those with limited tools or experience, though it is the most time-consuming.

• Chainsaw: Using a chainsaw is the fastest method, but it comes with significant safety risks, especially for inexperienced users.

• Burning: This can be an effective method, but it is not recommended unless you can first drill holes into the stump. Without holes, the stump will be difficult to light and may not burn completely through.

A power drill with at least a ⅜-inch diameter bit can make the job quicker and easier, regardless of the primary method. While you can use a chisel or chainsaw without a drill, it will require more time and effort. Always wear protective goggles and thick gloves, as splinters are an inevitable risk.

No, homeowners insurance typically does not cover the cost of removing a dead, sick, or rotting tree that is still standing. Insurance is designed to protect against sudden and unexpected accidents, whereas a tree dying or rotting over time is considered a maintenance issue. Coverage usually only applies after a tree has fallen and caused damage to your property.

If a tree isn’t pruned, it can inhibit proper growth and fruit production, cause damage to both the tree and your property, and create entry points for pests and diseases. Pruning a tree enhances its stability, appearance, shape, and growth. Pruning trees regularly can also save you money long-term by avoiding overgrown or dangerous dying trees.

It depends. Smaller, younger trees take longer to mature, but they're more resilient, their roots don't get as damaged during transplanting, and they recover faster. Plus, they're much more affordable to plant, and it's possible to DIY the planting. 

On the other hand, mature trees produce fruit faster and provide more shade and privacy immediately. Ideally, a small or medium tree is the better choice if you can wait a few years for it to mature. But if you need immediate maturity, a larger tree is the only option.