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Bleach can potentially kill some types of delicate ornamental trees, but for the most part, it will only kill the foliage it comes in contact with. Applying bleach is not an effective method of killing a tree. A better option is to use an herbicide, which is a chemical compound designed to effectively kill a tree. 

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

Yes, forestry mulching can grind stumps, but the level of effectiveness depends on the equipment used. Drum mulchers can break down smaller stumps, but larger or deep-rooted stumps may require a dedicated stump grinder for complete removal. If full stump removal is necessary for replanting or construction, additional excavation may be needed. Always check with your forestry mulching provider to confirm whether they offer stump grinding and if their equipment is suitable for your specific needs.

It is possible to cut down a tree on your property yourself, but it is generally not recommended unless specific conditions are met. You should only consider this project if the tree is small (e.g., under 4-5 inches in diameter and short enough that you don't need a ladder to reach the branches), and you are experienced in handling a chainsaw. The tree must also be located far from any power lines, fences, homes, or other structures. Even for small trees, the work can be dangerous, and it's always advisable to have a spotter to ensure the tree falls correctly and no branches fall on you.

For any tree that is large, requires a ladder to access, or is near electrical lines or structures, you should always hire a professional. Attempting to remove a large tree yourself is extremely dangerous, poses a risk of serious injury, and could result in significant damage to your property.

Before any tree removal, it's also important to check your local and state regulations to ensure the tree is not historic or otherwise protected by your city.