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While vinyl is the least costly material for building a retaining wall, the most cost-effective method is to use wood or concrete blocks for a DIY retaining wall under 2 feet tall. Wood is inexpensive but lasts 20 years or more with care. Concrete can cost a little more but is stronger and will last longer with less maintenance.

A retaining wall can only function as a fence if it’s high enough on all sides to prevent someone from accidentally falling into the pool. However, most retaining walls retain dirt, which means their purpose is not related to safety. There would need to be nothing on the other side of the wall for it to be considered a fence, but in that case, it wouldn’t retain anything and would cease to be a retaining wall.  

Generally, a railroad tie retaining wall consisting of a single line of ties should be between 3 and 4 feet tall—and the height often tops out at around 6 feet. You can go taller, but you may need additional footings and reinforcements, including a second layer of railroad ties to support the added weight of the soil it’s holding back.

The longevity of flood walls depends on how they were constructed, but most wood, gravel, and cement flood walls last 10 years. While aluminum flood walls may cost far more initially, they can be a good investment as they can last decades and will not be damaged by exposure to the elements.