Who should buy homeowners insurance or a home warranty?

• <div><p>Everyone should buy homeowners insurance. It offers you, your home, and your family protection against unexpected peril or emergencies and saves you extensive out-of-pocket costs for repair and replacement. A <a href="https://www.angi.com/articles/why-home-warranties-are-no-guarantee.htm">home warranty is worth it</a> for homeowners with appliances or systems that are nearing the end of their life span. If you’re the owner of a newly built home, you can skip a home warranty since new materials and workmanship often come with some type of warranty.</p></div>

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Q: Will replacing my windows change my current warranty?

• <div><p>Before you replace your windows, check your home warranty. Many home warranties don&rsquo;t cover windows at all, while some have specific clauses about what they will and will not cover and what might void the warranty. If you have any questions, reach out to your insurance specialist, and never make assumptions. </p></div>

Q: Is electrical wiring covered under a home warranty?

• <div><p>A home warranty usually covers electrical wiring work, depending on your specific plan. Most home warranty plans cover repairs for major appliances and home systems, including failure due to wear and tear. Home warranties aren&rsquo;t as common as homeowners insurance, but they are more likely to cover old wiring. </p></div>

Q: Will adding a skylight void my roof's warranty?

• <div><p>An improperly installed skylight could potentially impact your roof's warranty. This happens because roofing penetration is necessary during skylight installation. Check your warranty information to verify. In most cases, having skylights professionally installed with proof that flashing is being done to specifications can be enough to preserve your roof's warranty.</p></div>

Q: Does a home warranty cover pest control services for stink bugs?

• <div><p>Many policyholders wonder <a href="https://www.angi.com/articles/home-warranty-pest-control.htm">if home warranties will cover pest control services</a>. Unfortunately, for most basic plans, they don&rsquo;t. However, some companies offer premium plans and add-ons that can cover pest control, but even these will often come with limitations. It's crucial to review the specific details of your home warranty policy to determine if pest control is covered and to understand any limitations, such as maximum payout amounts or specific pest exclusions.</p></div>

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Verified Reviews for Home Warranty pros in ,

*The Angi rating for Home Warranty companies in , is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Home Warranty needs.

*The HomeAdvisor rating for Home Warranty companies in , is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Home Warranty needs.

Last update on November 08, 2025

Reviewed in June 2022
Terrible company. They were sent to my home by the home warranty company and the Guy showed up to my home with a bad attitude. He was verbally aggressive. Was at my house less than 5 minutes before he started yelling at me and refusing to diagnose my leaks. Then submitted a fraudulent report to...
A Water Solution Inc
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Reviewed in July 2016
The company's representative was extremely rude on the phone. Wouldn't even schedule an appointment, told us to go through the home warranty company. I informed them that we already have an approval in hand from the home warranty company and were free to schedule with whomever. Their response?...
Paramount Heating & Air
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Reviewed in December 2015
He diagnosed the issue and was done in a hour. Billy was very professional and courteous. Note: most of the cost was covered by our home warranty.
Converse Electric
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Reviewed in July 2013
Purchased Condo with Home Warranty and could not get fan to work continuously. Called Swiss Air on Monday. On Tuesday, they checked out the unit, confirmed that thermostat was not working with Home Warranty company and replaced thermostat.
CJS Heating and Air Columbus
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Reviewed in August 2012
This plumber was sent to our home to inspect and eventually replace our sump pump at the request of ABC Warranty, which holds the warranty on our home. They arrived when they said they would, completed the work quickly and efficiently, and cleaned up after themselves. We also asked for a quote...
CPR Drain Cleaning
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Reviewed in October 2005
THE ONLY REASON WE USED HIM WAS BECAUSE OF THE HOME WARRANTY REQUIREMENT. THEY DIDN'T SUPPORT MY VALID ARGUMENT FROM THE HOME WARRANTY COMPANY. THEY DID NOT FULLY COMPLETE THE JOB. THEY LEFT THE SPIGOT UN-CAULKED, UN-NAILED, AND THEY NEVER RETURNED MY PHONE CALLS ASKING THEM TO COMPLETE THE...
SDC PLUMBING
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Reviewed in July 2005
HOME WARRANTY SERVICE WAS PROMPT AND HELPFUL BY PHONE. THE TECHNICIAN WAS EXCELLENT AND HELPED EDUCATE US, AS WELL AS PROVIDE THE NEEDED SERVICE.
Airfast Heating & Cooling
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Reviewed in May 2004
OUR HOME WARRANTY COMPANY CONTRACTED WITH CORRIGAN, SO WE HAD TO USE THEM A YEAR AGO FOR SOME PLUMBING PROBLEMS. THEY RESPONDED TO OUR CALL QUICKLY AND WERE COURTEOUS, BUT THEY WERE NOT ABLE TO FIX A FEW PROBLEMS (E.G. SINK DIVERTER, LEAKY FAUCET). WE LET THE PROBLEMS GO FOR A YEAR, AND TODAY...
Corrigan's Plumbing
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Reviewed in October 2002
THEY WERE $2000 CHEAPER FOR SAME UNIT WITH BETTER WARRANTY THAN THE COMPETITOR. A JOY TO HAVE IN MY HOME.
Metro Heating & Air Conditioning
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Home Warranties questions, answered by experts

Before you replace your windows, check your home warranty. Many home warranties don’t cover windows at all, while some have specific clauses about what they will and will not cover and what might void the warranty. If you have any questions, reach out to your insurance specialist, and never make assumptions.

A home warranty usually covers electrical wiring work, depending on your specific plan. Most home warranty plans cover repairs for major appliances and home systems, including failure due to wear and tear. Home warranties aren’t as common as homeowners insurance, but they are more likely to cover old wiring.

An improperly installed skylight could potentially impact your roof's warranty. This happens because roofing penetration is necessary during skylight installation. Check your warranty information to verify. In most cases, having skylights professionally installed with proof that flashing is being done to specifications can be enough to preserve your roof's warranty.

Many policyholders wonder if home warranties will cover pest control services. Unfortunately, for most basic plans, they don’t. However, some companies offer premium plans and add-ons that can cover pest control, but even these will often come with limitations. It's crucial to review the specific details of your home warranty policy to determine if pest control is covered and to understand any limitations, such as maximum payout amounts or specific pest exclusions.

Everyone should buy homeowners insurance. It offers you, your home, and your family protection against unexpected peril or emergencies and saves you extensive out-of-pocket costs for repair and replacement. A home warranty is worth it for homeowners with appliances or systems that are nearing the end of their life span. If you’re the owner of a newly built home, you can skip a home warranty since new materials and workmanship often come with some type of warranty.

The Bigelow, ar homeowners’ guide to home warranties

From average costs to expert advice, get all the answers you need to get your job done.

See all articles

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