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Fireplaces questions, answered by experts

No, a chimney crown is not the same as a chimney cap. A chimney crown is a flat cement area on top of a masonry chimney. It starts where the masonry part of the chimney ends at the very top and domes upward toward the flue opening. A chimney cap sits on top of the crown over the flue. It is usually made of metal and allows smoke to escape without letting in rainwater.

You should use an angled brush to first paint the mortar lines, then go in with a high-density roller to evenly paint the bricks one at a time. You can also use a flat paintbrush to paint individual bricks, but a roller is faster and easier to use thanks to its longer handle and wider surface area for coating the bricks. To finish, go in with the paint brush for edges or hard-to-reach areas.

Homeowners insurance may cover chimney leaks, repairs, or replacement, but coverage depends on the cause of the damage. If the chimney is damaged by a sudden, covered peril like a lightning strike, storm, hail, fallen tree, or an unexpected fire, your policy is likely to cover the costs. However, insurance generally does not cover damage resulting from normal wear and tear, old age, or a lack of proper maintenance, such as failing to perform regular cleanings and inspections. If a fire or other damage is caused by a known issue you didn't address, the claim may be denied. Additionally, some policies may have specific exclusions for events like high winds or earthquakes.

Chimney crowns are located above the final brick layer at the top of a chimney. It’s important to get regular chimney maintenance and inspection, because it is near impossible to spot chimney crown damage without getting on your roof.

Your fireplace flue is open when the chimney is unsealed and open to the outside air and sky. That’s why one of the best ways to figure out if your flue is open is to visually check for daylight inside of your chimney—or to feel for a draft, which may be generated by the difference in temperatures inside and outside of your home.

The Utqiagvik, AK homeowners’ guide to fireplace services

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