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There are many ways to keep your house cool without central air. In fact, ductless mini-split AC systems are a solid alternative to central AC for situations when you can’t install ducts in your home. If you’re looking for a more budget-friendly cooling solution, consider using window AC units or portable air conditioners.

Adding insulation to ceilings is an excellent way to increase the energy efficiency of your home. If your home's layout is such that you need insulation in the ceilings rather than in the roof, it's likely that at least some insulation already exists in the space. However, each additional inch of insulation you can add boosts the R-value by between 2.2 and 4.2.

To keep cold out, look for treatments that sit close to the window frame and are made from thick, insulating materials. Thermal curtains, cellular shades, window quilts, and insulated shutters can all help retain heat. Layering window treatments, like pairing lined curtains with cellular shades, can provide even better insulation by further reducing drafts and heat transfer.

Unfortunately, pipes can freeze when exposed to prolonged freezing temperatures, whether or not you have installed insulation covers. Insulation covers, however, are still an excellent idea as they can reduce the chance of your pipe freezing by keeping the pipes closer to the temperature of the water inside the pipe.