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Your home's location, budget, and the type of insulation you’re using are just a few of the factors that can help you choose the right insulation. For example, blown-in insulation is typically used in attic spaces, while batts and rolls are ideal for floors and walls. Blown-in insulation is usually a good option if you're adding more insulation to an area that already has some, but not enough.

The amount and type of insulation your home needs depends on your location, climate, and the specific installation area (attic, walls, or floors). Your local building code will typically determine the minimum required R-value. For specific recommendations, Energy Star suggests the following R-values: homes in the Southern U.S. should have R30 to R60 in attics and R13 to R25 in floors and walls; homes in moderate climates need R38 to R60 in attics and R25 to R30 in floors and walls; and homes in northern states require R49 to R60 in attics and R25 to R30 in floors and walls.

You’ve likely heard the saying “heat rises”—well, it’s true! This is why it is critical to properly insulate your attic and protect yourself from chilly winter nights. During summer, your attic insulation will also protect against excessive heat gain radiating through the ceiling into the rest of your home below.

The best type of attic insulation depends on where you live, your budget, and what stage of construction the attic is in. For example, if you're building a house, then structural insulated panels are a worthy investment since they're easy to install during construction and they're the most energy-efficient type of insulation.  

Additionally, if you live in a very warm climate, then you can potentially save quite a bit of money by opting for reflective insulation, which is more affordable than comprehensive insulation but doesn't work well for cool climates. Blown-in, loose-fill, and spray foam insulation are all great options for attics in moderate climates.