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Stucco FAQs, answered by experts

Homeowners insurance may cover the cost of siding repair or replacement, but coverage depends on the cause of the damage. Most policies will cover damage from a covered event, such as a storm, wind, hail, fire, natural disaster, or other impact damage. Your policy might pay for the full or partial cost of the repair or replacement. However, damage resulting from age, general wear and tear, or neglect is typically not covered, and you should expect to pay for those repairs out of pocket. It is best to review your specific homeowners insurance policy for full details on what is covered, how to file a claim, and what documentation is required.

Stucco will dry in two to three days, but you should wait one to two months to allow it to cure fully before you paint it. The curing process is slow, but leaving the material exposed to air and natural moisture will help it reach its maximum strength. If you live in a hot, arid climate, wait a month before painting. Wait two months before painting if you live in a more moderate or wet climate.

Properly maintained stucco can enhance insulation, reducing energy loss.

The best adhesive that works on stucco is usually a product specified for use on stucco or concrete surfaces. The adhesive will need to be strong to grip the stucco, but should also wipe away clean when used in a temporary application. You can also consider using super glue or hot glue on stucco.

Repaired stucco requires regular inspections, cleaning to prevent mold or mildew build-up, and timely minor repairs to address hairline cracks. Applying protective sealants can also enhance longevity and maintain its appearance.

The Philippi, WV homeowners’ guide to stucco services

From average costs to expert advice, get all the answers you need to get your job done.