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Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

We recommend removing the stump, and grinding is a popular way to do it. You can also dig out small stumps or stumps that have fully decayed instead of grinding them. However, don’t try using acids or fire for killing a tree stump, which is a fire hazard and illegal in many areas.

Leaving the stump alone invites eventual problems, including attracting termites, mold, and fungi.

If an arborist is certified by the International Society of Arboriculture (ISA), the highest level of certification available is ISA Board Certified Master Arborist. According to the ISA, this credential is reserved for arborists “who have reached the pinnacle of their profession.” Check your arborist’s credentials before hiring to confirm their level of training and expertise.

To maintain trees on a commercial property, perform regular pruning, monitor for diseases, and apply fertilization to promote healthy growth. It is also important to remove any hazardous branches to keep the trees healthy and prevent potential liability issues.