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*The Angi rating for Structural Engineering companies in Middleton, WI is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Structural Engineering needs.

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Last update on February 17, 2026

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Structural Engineering questions, answered by experts

Many horizontal cracks in home foundations result from water and soil pressure from outside of the building or from a footing that is shifting. Under those circumstances, horizontal cracks are a structural problem that requires repair before they become worse and more difficult to fix. However, in very specific cases, thin horizontal cracks may simply be a cosmetic blemish due to concrete shrinkage.

It depends on the bank and the extent of the issue. Some banks will lend against homes with minor foundation damage, but most won’t if the issue is structural since the home acts as collateral for the mortgage. Banks that offer renovation loans might still finance a home with structural problems. More minor issues like settling cracks and intermittent problems with humidity are unlikely to stop a bank from financing.

Signs of structural damage include foundation cracks, roof leaks, bouncy floors, crumbling concrete, and cracked or leaning chimneys. Structural damage can make itself apparent in various ways, and sometimes, there may not be obvious signs. Inspect your foundation and roof annually to stay ahead of potentially serious structural problems. 

Cathedral ceilings make a statement in your home, but at the cost of your attic space. Normal attics are wide open, which allows warm air to move around and exit your home. Because of this, cathedral ceilings make your home less energy efficient and put your ceiling at risk of venting issues if you’re not careful. They also reduce your attic storage space, potentially cause an echo, and even make it harder to change a light bulb.

Dormers must be able to bear the load of their own construction and the added window. The style of the dormer, however, will determine where the weight loads onto your home's structure. A gable dormer bears the weight on the side walls whereas a shed dormer bears it on the front walls.

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