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Lead Testing and Removal questions, answered by experts

No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

Lead testing in residential properties involves collecting samples from paint, dust, soil, or plumbing and analyzing them in certified laboratories to accurately identify lead levels.

You can sell a house with lead paint, but there are several requirements. If you are aware that lead paint exists anywhere in the home, you must disclose that to potential buyers. Required home inspections will often uncover lead paint, especially for older houses where lead paint may still be a problem. If you have taken steps to encapsulate lead, you should provide buyers with full documentation of the project so it won’t cause any problems later on.

Unfortunately, lead dust does not look different from any other type of dust. You cannot detect it with the naked eye. To determine if you have lead dust in your home, you will need to hire a local company to take a sample from the paint and test it for you in a lab.

Sampling typically takes 1-3 hours, and depending on the provider, lab results are available within 2-7 days.

The Cable, WI homeowners’ guide to lead testing and removal services

From average costs to expert advice, get all the answers you need to get your job done.