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Structural Engineering questions, answered by experts

It depends on the bank and the extent of the issue. Some banks will lend against homes with minor foundation damage, but most won’t if the issue is structural since the home acts as collateral for the mortgage. Banks that offer renovation loans might still finance a home with structural problems. More minor issues like settling cracks and intermittent problems with humidity are unlikely to stop a bank from financing.

The process involves initial consultation, concept development, detailed planning, regulatory approvals, and integration of contractor work for project execution.

Structural engineers specialize in all aspects of a building’s structural integrity, including the foundation. Foundation engineering is a critical part of structural engineering, so structural engineers are experts in foundation design. Many foundation repair companies either have a structural engineer on staff or one they work closely with, so be sure you look for that when deciding who to hire for foundation repair.

Costs depend on desk size, labor, included features like drawers or motorized height adjustments, and required wall anchoring.

No, it’s not legal for unlicensed individuals to conduct structural calculations for buildings or building repairs. Not only do licensing requirements prevent DIYers from tackling this project, but mistakes can also be extremely dangerous and put your property and anyone inside or near it at risk of severe injury or even death. You should always hire a licensed and certified local structural engineer to make structural calculations.

The Boyceville, WI homeowners’ guide to structural engineering services

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