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It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

Voles are pretty prolific breeders, managing to squeeze in 5 to 10 litters a year, and each litter usually has around 3 to 5 little ones. These furry creatures are flexible with their love lives, as they can breed all year round, though spring and summer are their prime times. If they're living it up in warmer areas, voles don't take a break and keep reproducing non-stop.

You can find a reputable flea exterminator by vetting qualified pest control professionals in your area, interviewing multiple pros to find the right one. Avoid pest control scams by selecting an experienced and insured professional. Licensing is usually required when applying flea-related pesticides, although exact requirements vary by state, and a good exterminator will be happy to show you copies of their certification.

While it may cost more to hire an exterminator than trying to treat the problem yourself, a professional is worth hiring if you have a major infestation. If the problem is severe and the ants are causing damage to your home, then DIY methods may not be as effective as a professional treatment. Plus, if you have carpenter or fire ants it’s best not to risk the damage they can cause to your home.