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The best way to permanently get rid of skunks is by setting up deterrents around your property to keep skunks out. Get rid of skunks permanently by:

• Not leaving food or water outside

• Installing a motion-sensor sprinkler system

• Installing fencing that’s at least 3 feet high and a foot deep

• Adding motion-sensor lights in the yard

• Cleaning up brush, sticks, woodpiles, and leaves on your property so skunks can’t use the materials for a nest

• Seal up cracks and holes around your property to prevent skunks from building a den

• Placing fresh lemon peels around the perimeter of your home

It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

The main things to consider when hiring an exterminator is your infestation size and budget. The price range for roach extermination varies widely depending on the circumstances. If it’s a localized infestation that only requires a few treatments from an exterminator, it will probably only cost hundreds of dollars at most. But if you have a large house and a widespread infestation, be prepared to pay thousands of dollars for fumigation and tenting.

These are the signs of bed bugs to look out for:

• Blood or rust-colored stains on mattresses, fabrics, or upholstery

• Dark spots of excrement that look like dots from a fine-tipped permanent marker

• Tiny eggshells and yellowish shed skins