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You should have either an ABC or K-rated fire extinguisher in the kitchen. ABC fire extinguishers put out wood, trash, paper, plastic, and textile fires along with grease, oil, gas, kerosene, and electrical fires. A class K fire extinguisher is specifically rated for use in the kitchen and is designed to extinguish combustible cooking materials, including grease and fat. 

Once your ashes have fully cooled, you can place them in a heavy-duty trash bag and put them into the bin with your normal trash. If you have wood ash, you can add the ash to your composting pile or sprinkle it over your grass or plants directly for added nutrients.

Costs depend on system type, building size, labor, and regulatory compliance requirements.

Having a pellet stove can indeed raise your insurance rates since they're a relatively common cause of fires in the home. However, rate increases vary by insurance provider so you should reach out to yours to determine exactly how much your rates might increase with a new pellet stove install.