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Yes, you can rent a rototiller for around $60 per day and do the work yourself, but it’s not recommended. Tilling is more of an art than a science, as tilling too deep can be detrimental to your soil structure and the organic matter that is beneficial to plants and shrubs, and tilling too shallow won’t properly introduce fertilizer or break up the soil for rooting plants. Additionally, tillers are powerful machines with sharp blades to cut through small roots and soil, so they are inherently dangerous to use. It’s usually worth it to hire a professional rototiller.

Many ways to landscape a steep slope on a budget exist. Avoiding expensive retaining wall construction is the first step. Consider creating a rocky slope with boulders or large stones, or think about planting perennials that return every year with a single investment. Transplanting small trees from elsewhere on your property is also possible and can help to stabilize steep slopes without purchasing new ones. 

You should exercise care when deciding how to landscape over a leach field for your septic system. You typically want lightweight materials that won’t damage the drain field’s perforated pipes. When adding plants to the area, select plants with shallow roots, such as grass or flower gardens. Trees with deep roots could damage the pipes in the field.

While parts of the appraisal are out of your control, there are some things you can do to potentially raise the home’s value. You can make necessary repairs and upgrades before the appraiser visits—an appraiser can only value what is currently part of the home, not its potential. You can also provide the appraiser with the cost of recent upgrades. The appraiser will likely increase the value of your home by about 50% or more of what you paid for those improvements.