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CreditGuard of America

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CreditGuard of America

No reviews yet
12 years of experience

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.



The Realty Group Team - Keller Williams

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The Realty Group Team - Keller Williams

No reviews yet
18 years of experience

"We are everywhere you want to be." Thank you for choosing The Realty Group Team - Keller williams as your real estate resource. Enjoy our sites, and then please allow us to put our dedication and experience to work for you! We are a high energy, enthusiastic team, providing individualized customer service to our clients. Proud to represent award winning builders, new ground breaking communities in Forest, Lynchburg, Amherst, and the surrounding counties of Central Virginia. We offer a diversified team of professionals to assist you consisting of hard working, top producing agents, and we're #1 in New Construction sales. Our team has creative foresight for marketing trends and is consistently looking outside the traditional real estate model. Whether you're looking for an investment property, foreclosure, first time home, relocating, or new construction we are the team for you..... We have homes "Everywhere You Want to Be"!

"We are everywhere you want to be." Thank you for choosing The Realty Group Team - Keller williams as your real estate resource. Enjoy our sites, and then please allow us to put our dedication and experience to work for you! We are a high energy, enthusiastic team, providing individualized customer service to our clients. Proud to represent award winning builders, new ground breaking communities in Forest, Lynchburg, Amherst, and the surrounding counties of Central Virginia. We offer a diversified team of professionals to assist you consisting of hard working, top producing agents, and we're #1 in New Construction sales. Our team has creative foresight for marketing trends and is consistently looking outside the traditional real estate model. Whether you're looking for an investment property, foreclosure, first time home, relocating, or new construction we are the team for you..... We have homes "Everywhere You Want to Be"!


Avatar for Jimmy Miller - John Stewart Walker, Inc

Jimmy Miller - John Stewart Walker, Inc

5.00(
13
)

Jimmy Miller - John Stewart Walker, Inc

5.00(
13
)
Customers say: Quick response
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

Jimmy Miller has been a proud resident of Bedford and Lynchburg most of his life. He grew up in real estate and is now a top-producing agent in the Lynchburg area. Jimmy became licensed as a Land Surveyor in 2000. When changes in the market occurred, he moved toward construction and obtained his Class "A" Contractor license. He flipped homes through the down market and realized with the upward trend in real estate it was time for the next step. While he spends all of his time working as a Realtor, his experience as a land surveyor, contractor, and investor in real estate provides his clients with the best representation in any real estate transaction. As a Realtor, Associate Broker, and Co-owner of The Real Estate Advantage you are assured to have a committed agent to help your purchase or sale go smoothly.

"I was looking at selling my Investment Property. I am located out of state and Jimmy was able to assist me with getting the process started. From reaching out to the tenants to having Open Houses immediately. We had a open house on a Tuesday had a offer on Thursday and closed within 30 days. OUTSTANDING!!!!!! will do business with Jimmy in the future."

Gary M on October 2018

Jimmy Miller has been a proud resident of Bedford and Lynchburg most of his life. He grew up in real estate and is now a top-producing agent in the Lynchburg area. Jimmy became licensed as a Land Surveyor in 2000. When changes in the market occurred, he moved toward construction and obtained his Class "A" Contractor license. He flipped homes through the down market and realized with the upward trend in real estate it was time for the next step. While he spends all of his time working as a Realtor, his experience as a land surveyor, contractor, and investor in real estate provides his clients with the best representation in any real estate transaction. As a Realtor, Associate Broker, and Co-owner of The Real Estate Advantage you are assured to have a committed agent to help your purchase or sale go smoothly.

"I was looking at selling my Investment Property. I am located out of state and Jimmy was able to assist me with getting the process started. From reaching out to the tenants to having Open Houses immediately. We had a open house on a Tuesday had a offer on Thursday and closed within 30 days. OUTSTANDING!!!!!! will do business with Jimmy in the future."

Gary M on October 2018


Avatar for Joe Henderson, Realtor

Joe Henderson, Realtor

No reviews yet

Joe Henderson, Realtor

No reviews yet
Free onsite estimate

With over twenty-five years of experience in new home construction, land development, and the marketing and sales of homes, I have a strong real estate business acumen one can only achieve through experience.

With over twenty-five years of experience in new home construction, land development, and the marketing and sales of homes, I have a strong real estate business acumen one can only achieve through experience.


House Buyers of America Inc

5.00(
1
)

House Buyers of America Inc

5.00(
1
)
Customers say: Quick response
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

House Buyers is ready to buy your house today. Whether you need to cash out quickly or just want to avoid the usual home selling hasslewe make it easy. We can work with any homeowner in the District of Columbia, Maryland and Virginia.

House Buyers is ready to buy your house today. Whether you need to cash out quickly or just want to avoid the usual home selling hasslewe make it easy. We can work with any homeowner in the District of Columbia, Maryland and Virginia.




NVR Inc

1.50(
2
)

NVR Inc

1.50(
2
)
77 years of experience

NVR, Inc. operates in two business segments: homebuilding and mortgage banking. The homebuilding unit sells and constructs homes under the Ryan Homes, NVHomes, Fox Ridge Homes and Heartland Homes. As a corporate entity, NVR, Inc. provides various support functions for each of its sub-entities. These include sales and marketing support, vital human resource specialists, and an advanced information technology department, which provide a network of resources utilized by NVR, Inc. holdings.

"We absolutely love our new Ryan home, which is ready to move into. Jon, the construction manager was true to his word, and had the Home completed by the end of May. However., DO NOT GO WITH NVR MORTGAGE! We were supposed to close June 7, and Martha from NVR knew we wanted an early June close, I was retiring July 1st, and our mortgage was based on my pension MONTHS AGO. Now, a few weeks before closing after we scheduled a TON of services including movers, truck, friends taking off to help, babysitters for kids, and have a buffer of 3 weeks before we have to move out of a rental end of June; Martha tells me they require a certain letter from the pension that I will not receive until mid-july. Because of this they initially said we couldn't close until July. Then it is June 20th. If she provided us with this information months ago, we could have planned differently. Now we are scrambling to figure out what to do. So, I repeat, DO NO GO WITH NVR MORTGAGE. I'm not the only one either. I just spoke to our new neighbors who broke off with NVR and Martha after 6 months before closing because of similar issues. DO NOT GO WITH NVR MORTGAGE!!!! it should be NO STARS FOR NVR MORTGAGE."

Donald C on May 2023

NVR, Inc. operates in two business segments: homebuilding and mortgage banking. The homebuilding unit sells and constructs homes under the Ryan Homes, NVHomes, Fox Ridge Homes and Heartland Homes. As a corporate entity, NVR, Inc. provides various support functions for each of its sub-entities. These include sales and marketing support, vital human resource specialists, and an advanced information technology department, which provide a network of resources utilized by NVR, Inc. holdings.

"We absolutely love our new Ryan home, which is ready to move into. Jon, the construction manager was true to his word, and had the Home completed by the end of May. However., DO NOT GO WITH NVR MORTGAGE! We were supposed to close June 7, and Martha from NVR knew we wanted an early June close, I was retiring July 1st, and our mortgage was based on my pension MONTHS AGO. Now, a few weeks before closing after we scheduled a TON of services including movers, truck, friends taking off to help, babysitters for kids, and have a buffer of 3 weeks before we have to move out of a rental end of June; Martha tells me they require a certain letter from the pension that I will not receive until mid-july. Because of this they initially said we couldn't close until July. Then it is June 20th. If she provided us with this information months ago, we could have planned differently. Now we are scrambling to figure out what to do. So, I repeat, DO NO GO WITH NVR MORTGAGE. I'm not the only one either. I just spoke to our new neighbors who broke off with NVR and Martha after 6 months before closing because of similar issues. DO NOT GO WITH NVR MORTGAGE!!!! it should be NO STARS FOR NVR MORTGAGE."

Donald C on May 2023


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Real Estate Agents questions, answered by experts

While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location’s real estate market and the specifics of the basement and how it was finished. 

If you can’t find any records online, you’ll need to contact your county clerk’s office to do further research. They should have property records on file, or can at least point you in the right direction of who to contact. You can also speak with your neighbors about when their houses were built because they were likely built around the same time.

Foundation cracks won’t always affect your appraised value. All foundations crack due to normal settlement, so hairline cracks that aren’t leaking or uneven from side to side are unlikely to have an impact on your appraisal. Structural cracks, on the other hand, often lead to a reduced appraised value, especially if the underlying problem will cause the issue to worsen over time.

You should always calculate real estate development costs on a case-by-case basis, so there’s no specific formula to estimate your total. You should speak with a local construction manager to see what you’ll need to do in terms of clearing and leveling the land, connecting utilities, and pulling permits for construction. A professional will be able to get you an accurate estimate for land development.

A good return on flipping a house ranges from 10% to 20% of the after-repair value. Many investors aim for a profit margin of at least 15% to ensure their efforts and risks are worthwhile. This percentage accounts for costs like repairs, financing, holding costs, and closing fees, while also providing a solid profit.

The Phenix, VA homeowners’ guide to real estate services

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