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Q: How do appraisers adjust for a finished basement?

• <div><p>While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location&rsquo;s real estate market and the specifics of the basement and how it was finished. </p></div>

Q: Who pays for a home appraisal?

• <div><p>The purpose of the home appraisal determines which party pays for it. You&rsquo;re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.</p></div>

Q: Is a conventional loan the same as an FHA loan?

• <div><p>Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.</p></div>

Q: Are appraisals required for selling a property?

• <div><p>Appraisals are not mandatory but are helpful for pricing accuracy and negotiation purposes.</p></div>

Q: How often should I have my property appraised?

• <div><p>Typically during transactions or refinancing, or whenever significant improvements are made.</p></div>

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Verified Reviews for Antique And Jewelry Appraisal pros in Pennington Gap, VA

*The Angi rating for Antique And Jewelry Appraisal companies in Pennington Gap, VA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

*The HomeAdvisor rating for Antique And Jewelry Appraisal companies in Pennington Gap, VA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

Last update on August 27, 2025

Reviewed in August 2025
Excellent work. Reasonable pricing and very easy to talk to.
Trinity Works Pro Wash & Tree Care, LLC
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Reviewed in July 2025
Great job!! Very pleased with Friends Heating and Air who installed a new package air conditioner for our cabin! They were prompt, professional, very knowledgeable &amp;amp; highly competitive. Strongly recommend!!
Friends Heating and Air
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Reviewed in January 2024
This is the second time they have provided service for us. This time it was on the fridge. They were available really quickly and provided quick and accurate diagnoses of the issue. Ordered the part and installed it in a very timely manner. I will be using them again for any future needed...
Cantech Repair Service
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Reviewed in September 2023
Steve did a great job today! On time and attentive to my discussions about what needed to be done. Very thorough in his approach to ensure he eliminated spiders and webs around the house and yard.
Bulwark Exterminating Knoxville
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Reviewed in August 2023
These guys came out on a Sunday and the job proved much harder than expected and didn't ask for any more money. True American! Thanks again for taking care of these large trees and keeping everyone safe. 10 stars! call them they won't disappoint!!
Climb High Tree Service
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Reviewed in October 2022
Extremely satisfied with the work. On time, affordable and no mess left behind. Very professional and pleasant to deal with.
Dirty Duct Cleaning, LLC
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Reviewed in December 2021
Have used Sharp Clean twice for a thorough housecleaning. Their work is excellent and the price is very fair. I highly recommend their staff who are friendly, conscientious and well worth their cost.
Sharpclean@Suffolk, LLC
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Reviewed in July 2021
They are dependable and excellent. Great job!
Sunrise Janitorial Services
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Reviewed in June 2021
Mr. Kelly did a fantastic job. I had just recently bought a house and the yard was a disaster. He did a great job getting the yard back to where I could maintain it. I have used his services again to mulch the extensive flower beds and he has earned a loyal customer.
Kellys tree service and construction - Hlavn strnka Facebook
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Reviewed in June 2021
Had to point out some things he otherwise would've missed but his report was detailed and thorough, and has saved me a ton of money!
House Professor
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Antiques and Jewelry Appraisals questions, answered by experts

While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location’s real estate market and the specifics of the basement and how it was finished.

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

Appraisals are not mandatory but are helpful for pricing accuracy and negotiation purposes.

Typically during transactions or refinancing, or whenever significant improvements are made.

The Pennington Gap, VA homeowners’ guide to antique and jewelry appraisals

From average costs to expert advice, get all the answers you need to get your job done.

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