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You may be looking to identify maple trees to use for home improvement projects. In that case, you can tell hard maples by looking at their leaves. Leaves will have a U-shaped dip, or sinus, between the points, or lobes, of the leaves. Leaves of soft maples tend to have V-shaped sinuses.

If you already have the cut wood in front of you, look for a light, uniform color to identify hard maple wood and check for variations of red, gray, or brown streaks and an overall darker color in soft maple wood.

Professional tree service companies typically insure themselves for between $500,000 to $2 million, depending on the size of the company and the extent of work they do—that type of tree-cutting insurance costs between $3,000 and $6,000 a year. But the average U.S. tree-cutting insurance policy covers about $1 million in general liability, which costs roughly $40 a month or $500 a year.

Tree trimming can count as landscaping, depending on how a landscaping business describes its services. Professional tree trimmers are more specialized than landscapers and offer trimming services separately from general landscaping.

When general landscaping companies offer tree trimming, look up the details. They usually mean shaping or seasonal trimming of ornamental trees, which is different from trimming larger trees for health or safety reasons. When possible, look for a licensed expert that specializes in trees and tree health.

The ideal time to prune a tree depends on the type of tree. Typically, late winter or early spring is a good time to prune but isn't always the case for "towering trees." It's best to trim when trees are dormant and before blooms appear but can vary depending on the tree type. It's always best to research the type of tree or ask a professional tree trimmer to determine when is the perfect time to prune your tree.