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Concrete pools are very durable but can crack if not properly maintained. The most significant risk is winter weather and low temperatures when water can seep into crevices and freeze. To avoid damage, use the proper winterization chemicals, and don’t completely drain your pool. Concrete pool repairs cost around $75 per linear foot for small cracks.

Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered hazardous, which increases your home's liability risk. The replacement cost of the pool itself is also factored into your home's rebuilding cost when determining coverage limits. The amount of the increase can vary from as little as $50 to several hundred dollars more per year, depending on your insurance company, location, current coverage, and installed safety features. It is best to contact your insurance agent before installing a pool to get an estimate, understand their specific guidelines, and factor the ongoing cost into your budget.

In many homes, an unfinished basement is an ideal place for an in-ground pool. The concrete floors, protection against water damage, and access to the ground below your home make this a large contender. Speak with a local basement remodeling contractor to ensure your space is right for the large construction.

Concrete pools have the longest life span. As long as you properly maintain your concrete pool, you can expect it to last 50 to 100 years. That said, you will need to resurface your concrete pool as it ages. Fiberglass is durable, but fiberglass pools generally only last around 25 to 30 years. That said, some high-end fiberglass pools can last more than 50 years if they’re well-maintained.