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Yes, you should insulate your copper pipes to help regulate their temperature. Well-insulated copper pipes will be protected from freezing and can conserve energy by keeping hot water warm for longer. Foam rubber insulation tubes are the best pipe insulation to prevent freezing since they fit tightly around the pipes while still maintaining some flexibility.

The primary reason that insulation saves you money over time is that it reduces your energy bills by making your home more energy efficient. A crucial part of an insulation system is a properly installed vapor barrier. Local building codes dictate whether your insulation requires a vapor barrier based on the type installed. While some high-quality wool insulation may not technically need a vapor barrier, most municipalities still require one to meet code.

The best type of attic insulation depends on where you live, your budget, and what stage of construction the attic is in. For example, if you're building a house, then structural insulated panels are a worthy investment since they're easy to install during construction and they're the most energy-efficient type of insulation.  

Additionally, if you live in a very warm climate, then you can potentially save quite a bit of money by opting for reflective insulation, which is more affordable than comprehensive insulation but doesn't work well for cool climates. Blown-in, loose-fill, and spray foam insulation are all great options for attics in moderate climates.

Fiberglass is considered a favorite garage insulation choice due to its combination of affordability, ease of installation, and overall effectiveness. Fiberglass provides good thermal resistance, helping regulate garage temperatures and minimize heat transfer. Additionally, fiberglass is moisture-resistant, reducing the risk of mold or mildew formation.