No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

Lead toxicity comes from inhaling lead or consuming it. Before the 1980s, when the government banned lead from consumer use, it could be found in paint, plumbing, pipes, ceramics, and even gasoline. Lead paint is toxic for the same reason lead itself is toxic, which is why lead poisoning from paint presents the same as lead poisoning from water or food sources, with a slight increase in respiratory symptoms vs. digestive symptoms. Lead paint is most dangerous when it’s old and peeling, cracking, or otherwise disturbed. This increases the concentration in the air and, therefore, in breathable air. 

The best disposal method for hazardous waste is to take it to a professional dumping facility that specializes in and accepts hazardous materials. These facilities will dispose of the materials in a way that is safe for both humans and the environment. If you don’t have access to a nearby facility, the best way to get rid of hazardous waste is to call a professional garbage removal company who handles disposing of hazardous materials .

Chlorine has a shelf life of between six months and several years, depending on its type and formulation. Liquid chlorine can often lose its effectiveness in just a few weeks. Pool owners can find themselves with overstock that they need to get rid of. The best way to dispose of excess chlorine is to take it to a hazardous waste collection site and let the pros handle it.