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Certain pools serve as a middle ground between traditional swimming pools and hot tubs. The two main options are plunge pools and swim spas. A plunge pool (or cocktail pool) is smaller, but you can add spa-like elements such as heating and jets. A swim spa is more similar to a hot tub, but it produces a current that allows you to swim in place (similar to how a treadmill lets you run in place). 

Spools can come as small as 10 x 6 feet, so they don’t take up a lot of room in your yard. You’ll want to plan for pool decking, fencing, and other features that may take additional space, but for the most part, a spool’s small footprint makes it a great choice when you don’t have much yard space to spare.

Yes, pool pumps use a significant amount of electricity, making them one of the biggest energy consumers in a home. A pool pump can use up to three times as much electricity as a refrigerator. Typically, a residential pool pump consumes about 1 kilowatt-hour (kWh) for every hour it runs. Because pumps often need to run for about eight hours a day to properly filter the water, this can add up to an annual consumption of 3,000 to 5,000 kWh, which can cost between $480 and $800 per year based on average electricity rates.

The amount of electricity your pump uses depends on its size, energy efficiency, and daily run time. To lower your energy consumption, you can choose an energy-efficient or variable-speed pump, ensure it is correctly sized for your pool, and run it only for the minimum time required to keep the water clean.

Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered a greater liability due to their potentially hazardous nature, and the added replacement cost of the pool is factored into your home's rebuilding cost when considering coverage limits. The amount of the increase can range from as little as $50 to a few hundred dollars more per year, depending on your insurance provider, location, current coverage, and the safety features installed. Before building a pool, it is highly recommended to contact your insurance agent to get an estimate, discuss their specific guidelines and requirements, and factor the increased premium into your total pool installation costs.