Does homeowners insurance cover foundation cracks and repair?

• <div><p>Generally, foundation cracks and repair are not covered by standard homeowners insurance policies. This type of damage is often considered normal wear and tear or a result of poor maintenance, which is the homeowner's responsibility. For example, damage caused by settling, shifting soil, or drainage issues is typically excluded.</p><p>However, there are exceptions. Coverage may apply if the foundation damage is a direct result of a covered peril, such as a house fire, a burst pipe, vandalism, or a vehicle accident. Coverage for natural disasters like earthquakes and floods often requires a separate, specific policy or add-on.</p></div>

Should I repair or replace crumbling concrete steps before adding a railing?

• <div><p>Crumbling concrete steps will affect your ability to drill into the material and affix a sturdy railing. If the damage is primarily cosmetic, you might be able to DIY the repair with a patch kit. If the concrete is badly crumbling, hire a professional who specializes in pouring concrete. The average <a href="https://www.angi.com/articles/how-much-does-it-cost-repair-chipped-broken-concrete-step-steps-lead-front-door.htm">concrete step repair cost</a> is <b>$500</b> from a professional, but the extent of the damage will determine your actual cost. The professional may recommend a replacement if the damage is extensive.</p></div>

Can foundation issues cause ceilings to collapse?

• <div><p>Yes, foundation problems can cause ceilings to collapse or even your whole house to crumble. Left unaddressed, natural sinking can build up and eventually harm your home’s supporting structure, such as walls, beams, and frames. Your basement ceiling may be the first place to look for signs of a ceiling collapse caused by foundation problems. </p></div>

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Q: How can I spot a concrete slab leak before it becomes a major issue?

• <div><p>Regularly inspecting your foundation&mdash;at least the visible sections&mdash;for <a href="https://www.angi.com/articles/8-signs-homes-foundation-trouble.htm">signs of foundation issues</a> like moisture and pest infestation is a good way to identify slab leaks early, as is keeping an eye and ear out for water damage to indoor building materials, above-average water bills, sounds of running water when no fixtures or appliances are on, and indoor humidity that causes the temperatures to feel more extreme. If you do find any issues, contact a plumber right away to check it out for you.</p></div>

Q: How long does foundation sealant last?

• <div><p>You&rsquo;ll need to reseal the foundation <b>every five to 10 years, </b>depending on the sealant you&rsquo;ve used, the moisture conditions present in and around your home, and the condition of your foundation. Having a foundation inspection conducted before reapplication can help you catch any problems before you begin resealing. Of course, if you notice any new leaks or other moisture problems at any time, it may be necessary to reseal the foundation sooner.</p></div>

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Verified Reviews for Foundation Repair pros in Aurora, UT

*The Angi rating for Foundation Repair companies in Aurora, UT is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Foundation Repair needs.

*The HomeAdvisor rating for Foundation Repair companies in Aurora, UT is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Foundation Repair needs.

Last update on March 11, 2025

Reviewed in March 2025
Kyle and his team and top notch in every way. He is thorough, detail oriented, a really good communicator, insightful, experienced (he asks you questions that you would have never thought of on your own), prideful about his work, honest, and his team respects him and visibly enjoys working for...
Nebex
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Reviewed in March 2025
Witty tus excavation did an exceptional job removing approximately 1/2 mile of old cement ditch. They hauled off all of the old cement and then leveled and grated the area. I am very pleased with her professional worked and would definitely hire them again.
Witty Tuss Excavation & Garden, LLC
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Reviewed in March 2025
Witty tus excavation did an exceptional job removing approximately 1/2 mile of old cement ditch. They hauled off all of the old cement and then leveled and grated the area. I am very pleased with her professional worked and would definitely hire them again.
Witty Tuss Excavation & Garden, LLC
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Reviewed in November 2024
Vance was very efficient remodeling an old shower that needed extensive work. He handled the unexpected problems with ease, knowing just what to do to fix the problem. He was dependable, easy to work with and his work is top notch! He made an old unattractive bathroom brand new!
Leeway Handyman LLC
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Reviewed in November 2024
Michael was very professional. He shows up at the time he said he would. He explained to me everything that he was going to spray, and how long it should last. I have used him a few times, everytime he makes sure what he is doing, and with what. He is very outgoing, always happy. I would...
Pest Wise
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Reviewed in March 2024
This company did everything we asked of them. The job was professional and superb. We are very happy with how it looks. There was a storm coming in and they worked to finish our roof before it started snowing. We were so grateful. I would highly recommend this company
Peaking Engineering and Construction, LLC
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Reviewed in February 2024
Great company to work for and have work for you
Westman Concrete, LLC
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Reviewed in January 2024
Very knowledgeable about what I needed done and got the job done fast will be back for follow up.
Sentinel Pest Services
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Reviewed in March 2023
Mike and his team were so professional. I have used this company last summer, the ants were out of control. He sprayed one time, I was very impressed that the ants are gone, They are always available, always answer their phones, or get back with me quickly. I highly recommend this company....
Pest Wise
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Reviewed in December 2022
They were great and amazing. I deal with a lot of contractors and he is by far the best. He gave me a good bid and came in under budget when the job was complete.
Brazell Contracting, LLC
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Find Foundation repair specialists in Aurora

Phynix, LLC

5.0(

)

Poured Concrete Wall - Repair

Serving Aurora, UT and surrounding areas

In business since 2024

Free estimates

Credit card accepted

"This was the easiest process. They checked what we wanted, made sure everyone working on it understood and the price they quoted came in under the original once they got into it. Will definitely be hiring these guys again for my next project!"

+31

Recommended by100%of homeowners

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Hampton Enterprise LLC

3.7(

)

Foundation Drainage - Install or ReplaceFoundation, Basement or Crawlspace - Waterproofing / Encapsulation

Serving Aurora, UT and surrounding areas

In business since 1989

Free estimates

Emergency services offered

"I only use James when I need some work done to my house. He responds fast, gets the work done quicker than just about anyone else I've ever used and seems very concerned with leaving his customers happy."

Recommended by60%of homeowners

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My Buddys Foundation and Repair

New to Angi

Foundation, Basement or Crawlspace - Waterproofing / Encapsulation

Serving Aurora, UT and surrounding areas

In business since 2024

Free estimates

Credit card accepted

We're dedicated to providing our clients with the very best in concrete waterproofing projects and a variety of other concrete work. With over 8 years of industry experience, we take an enormous amount of pride in the attention to detail put into each of the project we're involved with. We're known for our quality of work and integrity of our business. We look forward to building long-term relationships with our clients, and guarantee your satisfaction. Weekends by appointment only.

Response time4 hrs

Response rate95%

Concrete Foundation - RaiseConcrete Foundation - RepairFoundation Drainage - Install or Replace+2 more

Serving Aurora, UT and surrounding areas

In business since 2016

Free estimates

Credit card accepted

"they made one awesome family room. I never had such a great time with a company before. they really take care if a customer and knows how to make a house a home."

+31

Recommended by33%of homeowners

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Foundation Repair questions, answered by experts

Regularly inspecting your foundation—at least the visible sections—for signs of foundation issues like moisture and pest infestation is a good way to identify slab leaks early, as is keeping an eye and ear out for water damage to indoor building materials, above-average water bills, sounds of running water when no fixtures or appliances are on, and indoor humidity that causes the temperatures to feel more extreme. If you do find any issues, contact a plumber right away to check it out for you.

Generally, foundation cracks and repair are not covered by standard homeowners insurance policies. This type of damage is often considered normal wear and tear or a result of poor maintenance, which is the homeowner's responsibility. For example, damage caused by settling, shifting soil, or drainage issues is typically excluded.

However, there are exceptions. Coverage may apply if the foundation damage is a direct result of a covered peril, such as a house fire, a burst pipe, vandalism, or a vehicle accident. Coverage for natural disasters like earthquakes and floods often requires a separate, specific policy or add-on.

Crumbling concrete steps will affect your ability to drill into the material and affix a sturdy railing. If the damage is primarily cosmetic, you might be able to DIY the repair with a patch kit. If the concrete is badly crumbling, hire a professional who specializes in pouring concrete. The average concrete step repair cost is $500 from a professional, but the extent of the damage will determine your actual cost. The professional may recommend a replacement if the damage is extensive.

Yes, foundation problems can cause ceilings to collapse or even your whole house to crumble. Left unaddressed, natural sinking can build up and eventually harm your home’s supporting structure, such as walls, beams, and frames. Your basement ceiling may be the first place to look for signs of a ceiling collapse caused by foundation problems.

You’ll need to reseal the foundation every five to 10 years, depending on the sealant you’ve used, the moisture conditions present in and around your home, and the condition of your foundation. Having a foundation inspection conducted before reapplication can help you catch any problems before you begin resealing. Of course, if you notice any new leaks or other moisture problems at any time, it may be necessary to reseal the foundation sooner.

The Aurora, UT homeowners’ guide to foundation repairs

From average costs to expert advice, get all the answers you need to get your job done.

See all articles

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Aug 3, 2026Aug 3, 2026
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5 Questions to Ask About Concrete Foundation Repair
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What to Know Before Buying a House That Had Previous Foundation Repair
A house’s history of foundation repairs doesn’t always mean you shouldn’t buy it. Learn what to consider when purchasing a house with an unstable past.