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Last update on November 25, 2025

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Chimney Repair questions, answered by experts

A metal roof will last for an average of around 50 years—usually between 40 and 75 years—which is about double the lifespan of an asphalt roof—between 15 and 30 years or 25 years on average. Installing a metal roof is usually more expensive than an asphalt roof, with an average cost of $11,400 compared to the $9,200 for an asphalt roof. However, given that a metal roof costs about 20% more and lasts twice as long, it’s typically well worth the investment and should save you money in the long run.

Yes, most standard policies include storm damage repairs. Your policy may cover some or all of the repairs. The first thing to do after a storm is contact your home insurance agent. If you get any work done before the adjuster arrives, such as covering holes in your roof or windows, keep those receipts for reimbursement.

Metal roofs don’t inherently leak more than shingles, and when properly installed, they can actually offer greater protection against leaks. However, poor installation, improperly sealed fasteners, or thermal expansion issues can lead to leaks over time, so professional installation and regular maintenance are crucial.

The lifespan of a roof patch depends on which materials you use and the severity of the damage. Temporary solutions like tarps or plastic sheets last a few weeks to a few months, while roofing tape or caulk may hold up for a year or two. Permanent patches using roofing cement, flashing, or replacement shingles can last several years as long as they're properly maintained. Regular inspections and touch-ups can extend the patch’s lifespan, but eventually, a full repair or replacement would be needed.

Metal roofs can rust, but steel is a material that holds up well to environmental factors, especially if it’s painted or galvanized. One of the main determining factors regarding rust is the environment the roof is in. Harsher environments with a lot of salt in the air will rust much more quickly than a steel or metal roof in a dry climate. Zinc-coated steel, called galvanized steel, is excellent at preventing rust from forming.

The San Diego, TX homeowners’ guide to chimney repairs

From average costs to expert advice, get all the answers you need to get your job done.

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