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A standard homeowners insurance policy will often cover raccoon damage in an attic, on a roof, or in other areas of a home’s structure. If you have raccoons removed and discover structural damage, file a claim. However, homeowners insurance typically won’t cover the repair or replacement of personal items that you may have stored in an attic.

To freeze bed bugs, they’ll need to be exposed to very low temperatures of 0 degrees Fahrenheit or lower for at least 4 days. You can use a remote thermostat to determine when the infested item reaches 0 degrees. Keep in mind that bed bug professionals have the high-quality tools and equipment needed to eradicate bugs using extreme cold, so it’s best to hire a pro for this method.

Raccoons are primarily crepuscular and nocturnal, meaning they are most active at dawn, dusk, and throughout the night. While less common, they may come out during the day to find food, especially in warm months or during the spring birthing season (April and May) when caring for their young. Seasonally, raccoons are active year-round and do not truly hibernate. However, during periods of severe cold, they will often remain in their dens for extended periods.

The number of treatments required to eliminate bed bugs varies depending on the severity of the infestation. Most cases require two to four treatments within a three- to six-week span. However, a small infestation might only need one inspection and one treatment visit. In contrast, severe cases or large homes may require an ongoing plan with quarterly, monthly, or semi-monthly visits from an exterminator for up to a year. To get rid of bed bugs as quickly as possible, it's best to investigate and treat them at the first sign of an issue.