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Having a few spiders in your home is okay and in many cases can be beneficial. Spiders can help reduce the presence of other pests, such as flying gnats and mosquitos. If you fear that you have a venomous spider living in your house or a large infestation, you should hire a spider exterminator to help you remove it.

The type and amount of damage pests can cause to your home depends on the type of pest. Some pests, like rodents, often chew through wiring and can cause extensive damage to electrical systems, HVAC systems, walls, and insulation. Additionally, the pest’s waste presents a potential health hazard if it contaminates food or water. Other pests, such as termites, chew through floors, walls, and furniture, causing thousands of dollars in damage and making for costly repairs.

Not usually. Most pest control will offer one-off services without the need to sign a contract. However, for especially large projects, or treatments that will involve additional trips for months into the future, pest control companies may require you to sign a contract.

For years, it was believed that hobo spider bites were incredibly dangerous, causing flesh-eating wounds. But the rumors of their bites were greatly exaggerated, and there's been no real evidence showing a connection between a hobo spider bite and necrotizing wounds. 

That said, the spiders can and do bite, usually as a defense response. They won't attack you unprovoked, but if you take them by surprise and get close enough, they may bite you. Their bites may cause some minor irritation or itchiness.