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Housing Made Easy by Terra

5.00(
1
)

Housing Made Easy by Terra

5.00(
1
)
Customers say: Quick response
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

I specialize in making housing easy! From first time buyers, secondary housing, investments, and upgrades (trade-ins), I cover it all. I work directly with over 10 lenders so no matter your situation I have a program for you. From starter homes to affordable luxury, I have a house for every budget. I pride myself in using full disclosure pricing, no surprises and no gimmicks! I don't just tell you what is included, I also tell you what is not. This ensures a smooth process for all parties. I service the entire state of Texas and offer free consultations & pre-approvals. My goal is to help as many people that I can into a home while getting a great deal on the house itself and the financing. Let me get you your "yes", today!

"She was very pleasant. Dressed professionally. She definitely knows her homes. Full of information! A great help. Thank you Terra!"

Michelle G on November 2020

I specialize in making housing easy! From first time buyers, secondary housing, investments, and upgrades (trade-ins), I cover it all. I work directly with over 10 lenders so no matter your situation I have a program for you. From starter homes to affordable luxury, I have a house for every budget. I pride myself in using full disclosure pricing, no surprises and no gimmicks! I don't just tell you what is included, I also tell you what is not. This ensures a smooth process for all parties. I service the entire state of Texas and offer free consultations & pre-approvals. My goal is to help as many people that I can into a home while getting a great deal on the house itself and the financing. Let me get you your "yes", today!

"She was very pleasant. Dressed professionally. She definitely knows her homes. Full of information! A great help. Thank you Terra!"

Michelle G on November 2020


Shelie Bravo-Williams- Realtor

4702 104th St
5.00(
8
)

Shelie Bravo-Williams- Realtor

4702 104th St
5.00(
8
)
Customers say: Quick response
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

Shelie Williams, Realtor- Real Estate Consultant makes it her business to know today's real estate market. Whether your looking to buy, sell or invest in real estate, you won't find a more caring agent who can guide you through the entire process. As a Full Time, Faith Based Realtor with years of experience rest assured your best interest are her priority.

Shelie Williams, Realtor- Real Estate Consultant makes it her business to know today's real estate market. Whether your looking to buy, sell or invest in real estate, you won't find a more caring agent who can guide you through the entire process. As a Full Time, Faith Based Realtor with years of experience rest assured your best interest are her priority.



McKenzie Caddell-Sheppard, Progressive Properties

3806 50th St, Ste 200
No reviews yet

McKenzie Caddell-Sheppard, Progressive Properties

3806 50th St, Ste 200
No reviews yet
9 years of experience

I specialize in helping with buying or selling real estate in the Lubbock area. Short Sale, For Sale by Owner, Traditional Sales- No task is to big or too small! I am here to help make your Real Estate Dreams, a Reality!

I specialize in helping with buying or selling real estate in the Lubbock area. Short Sale, For Sale by Owner, Traditional Sales- No task is to big or too small! I am here to help make your Real Estate Dreams, a Reality!


Keller Williams Realty-Megan Johnson

10210 Quaker Ave
No reviews yet

Keller Williams Realty-Megan Johnson

10210 Quaker Ave
No reviews yet
12 years of experience

I have been in the real estate business since June of 2008 and absolutely LOVE it. Helping people with one of the most important decisions they will ever make is one of my passions. I was born and raised in Lubbock so I know the area well and love West Texas and it's people. I specializes in listing and selling homes and helping buyers find a home or investment property. I would love to help you get started on your next real estate journey!

I have been in the real estate business since June of 2008 and absolutely LOVE it. Helping people with one of the most important decisions they will ever make is one of my passions. I was born and raised in Lubbock so I know the area well and love West Texas and it's people. I specializes in listing and selling homes and helping buyers find a home or investment property. I would love to help you get started on your next real estate journey!


CreditGuard of America

791 Park Of Commerce Blvd
No reviews yet

CreditGuard of America

791 Park Of Commerce Blvd
No reviews yet
12 years of experience

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.



Cross Roads Real Estate Services

3106 69th
No reviews yet

Cross Roads Real Estate Services

3106 69th
No reviews yet
10 years of experience

Founded: Lubbock, TX - 2015 Mission: •To provide the most efficient and cost effective real estate services as possible, while maintaining the highest level of customer service in the industry. Vision: •We are a successful, independent Real Estate agency striving for excellence and focusing on advancement through effective communication, education, and technology.

Founded: Lubbock, TX - 2015 Mission: •To provide the most efficient and cost effective real estate services as possible, while maintaining the highest level of customer service in the industry. Vision: •We are a successful, independent Real Estate agency striving for excellence and focusing on advancement through effective communication, education, and technology.



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Real Estate Agents questions, answered by experts

No, the appraisal value comes from an appraiser and is a professional opinion of value based on property location and condition, while the market value is determined solely by what buyers are willing to pay for your home. Lenders normally use appraised values to ensure they’re staying within target loan-to-value (LTV) ratios—the market value is simply what the home sells for. Appraised value can sit above or below market value.

If the value of the home you want to buy is appraised at less than the price of the offer, you may not be able to obtain a loan for the offer amount. Lenders want to ensure that the amount they’re lending isn’t more than the market value of the property, so you may have to increase your down payment to reduce the loan amount or get a second appraisal if you still want to proceed with the purchase.

Artificial grass can add value to your home, particularly in drought-prone areas where traditional lawns are difficult to maintain. Artificial grass averages between $3 and $11 per square foot, and most homeowners see a return on their initial investment for artificial grass installation.

While sheds are most certainly helpful for most homeowners, unfortunately, sheds do not add value to a home or property in the traditional sense. However, if the home has limited storage or garage space, having a shed to store things like decorations or lawn equipment can certainly be a positive if you want to sell.

Home additions can add significant value to a home by increasing its overall square footage and enhancing a home's functionality and appeal. Key additions such as extra bedrooms, bathrooms, or larger kitchens offer the highest returns on investment. Well-planned additions that seamlessly integrate with the existing structure and match the neighborhood's style can boost curb appeal and market value. However, the actual increase in value depends on the quality of the work, the types of additions, and the current real estate market conditions.

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