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Last update on November 27, 2025

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Chimney Repair questions, answered by experts

Whether you should repair or replace your roof boils down to the scope of the damage. If you need to replace more than 20% or 30% of your roof, then it’s probably a good idea to just replace the entire roof, as leaving older sections up can leave parts of your roof open to more issues. By replacing your roof, you can have peace of mind that no pesky leaks are sneaking into your home.

24-gauge metal is thicker and will stand up better to impact, so it’s a better option for roofs that will see heavy snow and ice accumulation, hail storms, fallen tree debris, and blown debris. It’s a more expensive option, but it’s worth the added cost for roof longevity in extreme climates. If you live in a more moderate climate and don’t have trees overhanging your roof, 26-gauge metal is suitable and is a more affordable option.

A metal roof will last for an average of around 50 years—usually between 40 and 75 years—which is about double the lifespan of an asphalt roof—between 15 and 30 years or 25 years on average. Installing a metal roof is usually more expensive than an asphalt roof, with an average cost of $11,400 compared to the $9,200 for an asphalt roof. However, given that a metal roof costs about 20% more and lasts twice as long, it’s typically well worth the investment and should save you money in the long run.

Sticky shoes help, but you shouldn't be walking on the steel roof— let the pros do that. it's dangerous enough to walk on asphalt shingled roofs which have quite a bit of texture. Stone coating adds a lot of grip, but it still doesn't lock your foot down, so if you absolutely have to be on the roof, make sure you’re secured in another way, like with the harness and rope.

Yes, most standard policies include storm damage repairs. Your policy may cover some or all of the repairs. The first thing to do after a storm is contact your home insurance agent. If you get any work done before the adjuster arrives, such as covering holes in your roof or windows, keep those receipts for reimbursement.

The Laredo, TX homeowners’ guide to chimney repairs

From average costs to expert advice, get all the answers you need to get your job done.

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