Can I use an appraisal to get homeowners insurance?

• <div><p>Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different <a href="https://www.angi.com/articles/types-of-home-inspections.htm">types of home inspections</a> available and may not reveal potential risks that you’ll want to know about. </p></div>

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Q: Why should I hire a professional for a real estate appraisal?

• <div><p>Ensures accurate valuation reflecting current market conditions, assisting in financial decisions.</p></div>

Q: How much does a general appraisal cost?

• <div><p>The cost ranges from $300 to $500, depending on the property's size and location. Due to their complexity, commercial appraisals may cost more.</p></div>

Q: How do appraisals benefit property buyers and sellers?

• <div><p>They provide objective, third-party valuation, guiding fair sales or purchase prices.</p></div>

Q: Should you ever pay more than the appraised value for a home?

• <div><p>Ideally, you&rsquo;d never pay more than the appraised value for a home, but there are some instances where it makes sense to do so. For example, if your current living arrangements are no longer viable and you need a place to move into quickly, paying more than the appraised value might be in your best interest to secure a new home. Additionally, if you&rsquo;re buying in a hot market, overpaying for the home might be necessary to overcome the competition.</p></div>

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Verified Reviews for Antique And Jewelry Appraisal pros in Lakehills, TX

*The Angi rating for Antique And Jewelry Appraisal companies in Lakehills, TX is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

*The HomeAdvisor rating for Antique And Jewelry Appraisal companies in Lakehills, TX is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

Last update on November 23, 2025

Reviewed in July 2025
The 2 workers (Enri&Eugene) did a great job of moving my antique furniture and China Fast, professional, courteous and polite. I have used them multiple times Always great@
All My Sons Moving & Storage
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Reviewed in August 2023
I hired Alamo Valuation for an appraisal of an investment property. The appraisal was thorough, completed on-time and at a fair price. The appraiser also communicated well throughout the process.
Alamo Valuation
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Reviewed in June 2023
Being an out of town home owner, he communicated very clearly on the steps and timing of the appraisal. I would highly recommend his services.
New Frontier Appraisal
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Reviewed in March 2021
Patrick was very professional. We spoke with him on several occasions and he answered all of our questions and concerns. His appraisal was very comprehensive.
Freedom Appraisals
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Reviewed in April 2015
Four workers came out to do the moving. They handled my furniture fine. But I had two pieces of jewelry stolen and I have filed a complain for that. They were fine but one of them was bad I think that stole my jewelry.
All My Sons Moving & Storage
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Reviewed in October 2014
Took call in the morning, came and appraised by noon, then crew was here before 3pm - same day service and totally professional crew. They cleaned up everything and we were totally impressed We will return service for any of our future landscaping and tree service. Thanks Jon ...
Alamo City Arbor Care
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Reviewed in April 2013
We hate to add the following part since we had such a great outcome on the purchase of our house, but when we gave Petra the contract to sell the previous house we owned, the outcome was poor. She priced the house below our purchase price. We received a contract on the house the first day on...
Petra Richardson/Home Team of America
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Reviewed in April 2013
I would never use him again. He gave me a low ball appraisal which I found out he does to everybody. He gave me an appraisal for $75,000 and I sold it for $95,000. He is paid big bucks for screwing people over. He was there when he said he would be.
Hodges John
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Reviewed in January 2013
My wife had a diamond anniversary ring with a cracked 1.5 carat center diamond (yes that's possible) and intended to file an insurance claim to get it replaced. We used Angies List to pick Rialto. Luis first worked with us in providing appraisal and other information to support the insurance...
Rialto Jewelry
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Reviewed in October 2012
Called to make an appointment and they were able to get me in within a few days. He was very accommodating to my schedule and called to let me know he would be coming early which was wonderful. Did a upholstery cleaning on an antique couch I had purchased. Did a wonderful job, couch was dry in...
Heaven's Best Carpet Cleaning-Art San Antonio
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Healing Hands Healing Heart Cleaning Services LLC

Healing Hands Healing Heart Cleaning Services LLC

Born media

Born media

Texas Gold and Silver Buyers

Texas Gold and Silver Buyers

Lone Star Gold and Silver Buyers #3

Lone Star Gold and Silver Buyers #3

Appraisals & Estates by June Hayes & Associates

Appraisals & Estates by June Hayes & Associates

Jewelry Judge San Antonio

Jewelry Judge San Antonio

Traders Cottage

Traders Cottage

exquisite estate sales

exquisite estate sales

Seguin Gold, Silver and Coins

Seguin Gold, Silver and Coins

FRANK'S ANTIQUES & COLLECTIBLES

FRANK'S ANTIQUES & COLLECTIBLES

The Lakehills, TX homeowners’ guide to antique and jewelry appraisals

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