Can I use an appraisal to get homeowners insurance?

• <div><p>Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different <a href="https://www.angi.com/articles/types-of-home-inspections.htm">types of home inspections</a> available and may not reveal potential risks that you’ll want to know about. </p></div>

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Q: How long is an FHA appraisal good for?

• <div><p>An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.</p></div>

Q: What factors do professionals consider in appraisals?

• <div><p>Property condition, comparables, market trends, and location influence appraisal.</p></div>

Q: Is market value usually higher than appraised value?

• <div><p>The differences between market value and appraised value depend on the local market, so they can match, or either one can be higher than the other. In a &ldquo;seller&rsquo;s market,&rdquo; where there is an abundance of buyers, market value will likely sit higher than the appraised value because there&rsquo;s more demand for the low inventory of homes. In a &ldquo;buyer&rsquo;s market,&rdquo; where there are more homes than there are buyers, the market value is more likely to sit below the appraised value to entice buyers.</p></div>

Q: Can professionals appraise unique or non-traditional properties?

• <div><p>Yes, experienced appraisers handle a variety of property types with tailored methods.</p></div>

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Verified Reviews for Antique And Jewelry Appraisal pros in Atascosa, TX

*The Angi rating for Antique And Jewelry Appraisal companies in Atascosa, TX is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

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Last update on October 16, 2025

Reviewed in April 2017
Jeff and his wife Marlena did a wonderful job painting the interior and exterior of our home. Overall experience was great ... they were both easy to get along with, polite, punctual, very neat/tidy, and constantly communicated updates to keep us appraised of progress and estimated completion...
JTB Paint Co
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Reviewed in April 2015
Four workers came out to do the moving. They handled my furniture fine. But I had two pieces of jewelry stolen and I have filed a complain for that. They were fine but one of them was bad I think that stole my jewelry.
All My Sons Moving & Storage
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Reviewed in March 2015
Aqua-man is a very professional company. From the initial sales presentation by Kelly to the final install the job was handled with competence and expertise. I highly recommend them for all water needs and was most impressed by their product knowledge and honest appraisal of the type system...
Aqua-Man Water Conditioning
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Reviewed in April 2013
We hate to add the following part since we had such a great outcome on the purchase of our house, but when we gave Petra the contract to sell the previous house we owned, the outcome was poor. She priced the house below our purchase price. We received a contract on the house the first day on...
Petra Richardson/Home Team of America
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Reviewed in April 2013
I would never use him again. He gave me a low ball appraisal which I found out he does to everybody. He gave me an appraisal for $75,000 and I sold it for $95,000. He is paid big bucks for screwing people over. He was there when he said he would be.
Hodges John
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Reviewed in January 2013
My wife had a diamond anniversary ring with a cracked 1.5 carat center diamond (yes that's possible) and intended to file an insurance claim to get it replaced. We used Angies List to pick Rialto. Luis first worked with us in providing appraisal and other information to support the insurance...
Rialto Jewelry
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Reviewed in April 2012
They did an alright job of cleaning my home. But my experience with them as a service on the whole was terrible. The same employee was supposed to come each time to clean my home. Each time there was a scheduled appointment with them it was always a different person who arrived to clean. From...
MAID IN TEXAS
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Reviewed in May 2008
If you need your gutters cleaned, call Woody. We were in the process of listing our house and found out the home appraisal was in 4 days. I called Woody and he was able to squeeze us in on short notice without hesitation. On the scheduled day, it rained and they were unable to work on the...
AMERICAN GUTTER & ROOF CLEANING
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Exotic Diamonds

Exotic Diamonds

Healing Hands Healing Heart Cleaning Services LLC

Healing Hands Healing Heart Cleaning Services LLC

Born media

Born media

Texas Gold and Silver Buyers

Texas Gold and Silver Buyers

Caring Transitions of San Antonio North

Caring Transitions of San Antonio North

Lone Star Gold and Silver Buyers #3

Lone Star Gold and Silver Buyers #3

Appraisals & Estates by June Hayes & Associates

Appraisals & Estates by June Hayes & Associates

Jewelry Judge San Antonio

Jewelry Judge San Antonio

Traders Cottage

Traders Cottage

exquisite estate sales

exquisite estate sales

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