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Avatar for Wally Westbrook Designs
Wally Westbrook Designs
4.8(
28
)
Find a Custom Home Builder

Serving Jasper, TX and surrounding areas

In business since 1998

Free estimates

"Wally was able to take our general ideas for a sun room & turn them into a quality work of art.  His architectural knowledge & experience was extensive & his recommendations on hardware, materials of construction, best practices, etc. was impressive.  We went through several revisions as our ideas evolved & Wally was always patient, available & very professional.  His graphic systems allowed us to make revisions as we discussed the designs & see the results instantly in 3D views.  The level of detail was such that we felt we were standing in the new room.  Our Homeowner's Association indicated that it was among the best packages it had seen & approval was very quick.  We would highly recommend Wally."
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Houma's House
Governor’s Mansion

+21

Recommended by92%of homeowners
Avatar for Choice Home Warranty
Choice Home Warranty
4.0(
5,678
)
Find a Custom Home Builder

Serving Jasper, TX and surrounding areas

In business since 2008

Emergency services offered

Credit card accepted

"Bruce Dixon was very nice and helpful in providing exceptional customer service and making sure I had the best experience. I purchased my home warranty and feel confident in the choice I made. Thank you Bruce. Sincerely, Kimberly"
Recommended by81%of homeowners
Avatar for Ace Restoration Builders
Ace Restoration Builders
5.0(
4
)
Find a Custom Home Builder

Serving Jasper, TX and surrounding areas

In business since 2015

Free estimates

Emergency services offered

""We would highly recommend Ace Restoration Builders for your home building and remodeling needs. Our home was flooded during Havery, gutted, and they did the mold remediation. Ace was the most honest and reliable contractor to work with us to restore our home. We worked with each other through timelines, staying in our home, with SBA, ideas, work arounds, changes and every other process of remodel. The outcome has been better than we could have ever imagined!""
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+7

Recommended by100%of homeowners
Avatar for S&C Builders, LLC
S&C Builders, LLC
5.0(
2
)
Find a Custom Home Builder

Serving Jasper, TX and surrounding areas

In business since 2014

Warranties offered

"We were moving from Georgia to Texas and they built our home while we were still in Georgia. We did communicate at length, and they were right on time with the work. I was really pleased. Very nice people."
Response time2 days
Response rate100%
Recommended by100%of homeowners
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Custom Home Builders questions, answered by experts

Buying a house is easier than building one from scratch. Buying an existing home is almost always faster, even if you need to make renovations once you move in. When you hire the right team to build a home, they will simplify the design and build phases so that there is little guesswork throughout the process, but building new construction will almost always take longer than buying an existing home.

On average, the cost of a home builder is about $150 per square foot, but that price can range from around $100 to $400 per square foot or more. That puts the typical price range of a standard, 2,000-square-foot house between $200,000 and $800,000. Some factors that affect the price of hiring a home builder include the following:

  • Location of your home and the living cost in the area

  • Type of foundation and framing you choose

  • Quality of the building materials

  • Footprint and layout of the house

  • Number of stories

  • Builder’s experience

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

A construction-to-permanent loan is the most common type of mortgage used to finance a house teardown and rebuild. These loans include financing for construction costs and convert to a long-term mortgage once construction is complete. Check the terms of the loan closely before beginning work—there are often restrictions requiring you to use licensed contractors for all work.

Above all, the downside to building a new house is a longer timeline. You need several months to finish the build, depending on the supply chain and labor availability in the meantime. Building a home compared to buying one is also more expensive, both in the building process and when it comes to mortgage rates and property taxes.

The Jasper, TX homeowners’ guide to custom home building

From average costs to expert advice, get all the answers you need to get your job done.