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There are three layers of wastewater in a septic tank: scum (solid waste that floats to the top of the wastewater), liquid (the relatively clean liquid wastewater in between the two other layers), and sludge (solid waste that falls to the bottom of the wastewater). The buildup of sludge is one of the main reasons septic tanks need to be pumped. If the tank is more than 1/3 of the way full with a combination of sludge and scum, it’s time to call a pro for pumping.

We’ve explained how deep-rooted plants can damage a septic tank from the outside, but plenty of things can ruin it from the inside, too. For example, flushing bulky items (like paper towels, diapers, and wipes) can clog your septic tank. Cooking oil, grease, and household chemicals can also harm your system. And since a new septic system costs between $3,460 and $11,450, it’s worth following these guidelines.

To keep your septic tank healthy, be careful of what you flush and be conservative with water usage, as even flushing too much water down the drain can throw off the septic system’s delicate balance. Never flush anything but human waste and toilet paper down your toilet, and be sure to have the tank inspected and pumped every two to five years, depending on the size of your household and your water usage.

All municipalities in the U.S. require a permit for septic tank installation or septic system alteration, and the permit will usually cost between $450 and $2,500. Some municipalities also require permits for septic system repair. You’ll either need to contact your local building department or your septic tank company to ask if this is necessary before carrying out the work. Permits are not typically required to have your septic tank pumped, so provided your septic company is licensed, you can move forward with the work as needed.