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Yes, siding orientation can affect a home’s resale value, but in what way and by how much really depends on the prospective buyer. For instance, some buyers prefer the more modern appearance that vertical siding offers, so having it can increase your home’s value in their eyes. However, other buyers prefer the classic, more common appearance of horizontal siding, so having vertical siding can decrease your home’s value in their eyes. 

Traditional clapboard siding, particularly with panels made from wood, is not a significant insulator on its own. However, you can keep your home cooler in summer and warmer with "insulated clapboard siding," which is a type of vinyl clapboard siding with a built-in foam insulation. Consult a local siding contractor to determine whether insulated siding is right for your home.

Stucco is considered a type of cladding because it includes a built-in ventilation layer, a weatherproof membrane beneath that, and, often, a layer of insulation to improve building efficiency. The multiple layers of stucco—the scratch coat, the brown coat, and the finish coat—also create a more complex building membrane, so it’s more accurate to call it cladding. However, homeowners and contractors alike refer to stucco as siding.

Both vinyl and metal are very popular siding options, and it’s important to weigh the pros and cons of each before making a decision for your home. Vinyl has a lower price point than metal and is easier to install, but metal siding is more durable, longer-lasting, and requires much less maintenance. The upfront costs could save you money in the long run.