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It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

Spraying mosquitos involves exposing your household to chemicals that may affect their health. Spraying chemicals in your yard can also harm other insects and plants, throwing off your yard’s ecosystem. In fact, some of the insects may naturally eat or kill mosquitos. Consider the personal and environmental effects before installing a mosquito misting system.

You can use a homemade spray to kill fleas on a mattress. To make the spray, combine equal parts water and distilled white vinegar. Spray the mixture on the fleas and all over the mattress. Follow this up with a generous sprinkle of salt all over the mattress, and let it sit overnight. Finally, vacuum the mattress to clean up the salt, dead fleas, and flea offspring.

According to the Centers for Disease Control and Prevention (CDC), fleas can carry human disease-causing pathogens for Plague, Flea-borne typhus, and Cat scratch disease. These diseases are caused by fleas such as Oropsylla montana, Xenopsylla cheopis, and Ctenocephalides felis, and are commonly found in rural areas of the western United States, California, Texas, and Hawaii. Fleaborne parasites like tapeworms can also be spread to people and animals if they accidentally swallow an infected flea, and small children are at a higher risk. Symptoms may not be present in most infected people.