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The best plan of action for an unhealthy or unsafe tree will depend on its condition. An arborist can recommend whether trimming or removal is the right call for your tree. Preventive tree trimming can keep trees safe and healthy, so make regular tree trimming a part of your yard maintenance plan.

In most cases, you should not use a pruning seal on trees after trimming. Applying a sealant can interfere with the tree's natural healing process, and it does not guarantee protection from pathogens. Instead of sealing the cut, the best practice is to support the tree's natural recovery by providing it with plenty of water and a dormant-style fertilizer. However, there are exceptions. Pruning seals may be recommended for very vulnerable species, like elm trees, in areas where dangerous diseases such as Dutch elm disease are prevalent. In these specific situations, the protection offered by a sealant can outweigh its downsides. For advice tailored to your situation, especially after cutting large branches, it is best to consult a local tree trimming professional.

It’s not always easy to tell when a tree is dying, although signs like dropping branches and brittle bark can sometimes offer clues. It can also be difficult to know whether a tree is dead or dormant, especially if it’s a deciduous tree. You’ll want to wait until a growth season to get a good idea of a tree’s health. When in doubt, contact an arborist for a consultation.

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.