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Solar Panels questions, answered by experts

Homeowners replace their solar panels after 25 years. That said, you don’t necessarily need to replace them at the 25-year mark. You’ll notice a declining ability to produce electricity over time. Most homeowners spring for a replacement when they notice their energy bills creeping up to regular levels or when solar panel repairs are extensive, frequent, and no longer economical.

It’s possible that installing solar panels can lead to mold on the roof. The panels themselves are not the issue. Problems caused by improper installation—such as roof leaks and mounts that aren’t sealed properly—can cause mold. Another potential cause of mold is debris accumulation under panels, which can trap moisture. If you live somewhere with extreme snow, rain, or hail, your home could be more prone to mold.

Solar panels have a life span between 10 and 40 years, depending on the type of panel. For example, monocrystalline panels can last up to 40 years, while thin-film ones only last between 10 and 20 years. The longevity also comes down to keeping up with solar panel repairs and their related costs .

Depending on the climate in your area, the best time to install solar panels is either winter or early spring. Summer is a fine time to install panels, too, but it tends to be the busy season, so prices may be higher and companies may have packed schedules. The installation process can take more time than expected between getting permits and finalizing a design, so start as soon as you can.

Insurance companies aren’t against solar panels, but they may have concerns about the risks and costs of insuring solar. The type of policy, where you live, and the insurance company itself matter. Extreme weather can damage solar panels, and faulty installation or electrical malfunctions pose a fire risk—this, in turn, can increase insurance company liability and payouts. However, you’re likely to keep coverage as long as you have a pro install the solar system, keep it maintained, can pass a solar panel inspection, and update your homeowners policy to include solar.

The Coppell, TX homeowners’ guide to solar panel services

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