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In the majority of cases, homeowners insurance will not cover a main sewer line root clog. The reason is that most insurance companies consider tree root damage to sewer lines as common wear and tear, which is also preventable. However, you may be able to buy optional add-on coverage, such as "service line coverage" or "sewer line endorsements," that would protect against root damage to your sewer line.

There are many things that could cause your basement floor drain to back up. One significant cause of a drainage backup is flushing non-flushable items, such as wipes, paper towels, and facial tissue. Other causes of a backed-up basement floor drain include tree roots impeding the drain pipe or an accumulation of hair, oil, and grease. 

Flushing the toilet only to realize it’s clogged can cause anxiety. To avoid a clogged toilet, use less toilet paper. If you notice that the toilet is flushing and refilling slower than usual, you can use a plunger to clear clogs in the S-trap. If that doesn’t work, call a plumber to check your system and possibly clear the drain lines.

Several signs can tip you off to a clogged dishwasher drain. At first, you may notice that it’s taking longer than usual for the dishwasher to drain, or you may hear gurgling sounds during the draining part of the cycle. You might also notice water backing up into your sink or excess food at the bottom of the dishwasher after a load. The most obvious sign, though, is seeing standing water at the bottom of your dishwasher after the cycle has finished.