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To determine if your basement walls are suitable for finishing, assess their structural integrity and moisture conditions. Look for any signs of damage, such as cracks, bowing, or excessive moisture. Ensure proper drainage and address any underlying issues before proceeding. 

Consult with a professional if you're uncertain about the structural stability or potential risks associated with finishing your basement walls.

Save money on your basement finishing project by making cost-effective decisions such as minimizing structural changes and avoiding costly construction revisions. DIY simpler tasks such as painting or basic cleanup to reduce labor costs. You can also opt for energy-efficient fixtures and materials that may qualify for rebates or tax incentives.

Since DIYing a basement remodel isn't typically advised, there are some ways that you can still save money on this project without putting yourself in danger. Some ways to save money on a basement remodel include:

• Painting walls yourself versus including in the cost of the remodel 

• Installing light fixtures yourself

• Choosing prefabricated fixtures, like cabinets, over custom ones

• Choosing a budget-friendly flooring option, like laminate or vinyl flooring, and add rugs where necessary

Joists and beams are both part of the flooring system above your basement, with the beams spanning the length of your home and getting support from vertical posts underneath, and joists usually spanning half the width of your home with no support posts underneath. The floor joists provide even support to the subflooring and flooring above, and they distribute that load to the beams. The beams then distribute that load down through the support posts to the foundation.