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Materials for a second-story deck must be weather- and rot-resistant, though the specific choices will largely be determined by your budget and style preference. Pressure-treated wood is on the lower end of the price scale, but it can be customized and stained the way you like it. Composite, on the other hand, is pricier for installation and has fewer options for customization, but you’ll save money and time in the long run because it requires little maintenance.

Yes, pressure washing a wood deck can be a good idea as it effectively lifts ingrained dirt, mold, and mildew, improving the deck's appearance and longevity. However, it must be done carefully, as it's easy to damage the wood, especially softwoods. To pressure wash safely, use a lower pressure setting and a wide, 40-degree fan pattern nozzle (often white). Keep the nozzle at least a foot away from the wood surface and maintain constant motion, avoiding hovering in one spot to prevent gouging.

The least expensive way to build a pool deck is with concrete deck blocks, pressure-treated lumber, and the appropriate hardware for hanging joists and securing deck boards. With these basic yet durable deck materials, you'll have a pool deck that's built to last without the high price tag. You should also stain or seal the deck to protect it against the elements.

Because adding a deck will yield a higher property value, you may have higher insurance costs. It’s important to follow the codes and regulations set by your local and state governments, so your insurance rates can be properly calculated. You may need an insurance revaluation after your deck is completed. The best course of action is to speak with an insurance professional to understand how adding a deck will impact your home’s insurance costs before you begin.