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Fire Pit Installation questions, answered by experts

You can fireproof an existing door to some extent, but it's better to remove the old door and replace it with a fire-rated model. Anything dealing with extreme heat needs rigorous testing and a door you DIY fireproof will not undergo the same safety measures as a premade one. Consider a door with a rating of at least 30 minutes or more in residential areas.

Lightning can cause massive damage, fires, and openings for other threats like bugs or fungal diseases. Barring any large fires or explosions, it’s difficult to tell how much damage a lightning strike has done until after a thorough inspection. Contact local authorities immediately if lightning strikes a tree in your yard and it causes a fire or explosion.

Installing a spark arrestor on your home’s chimney is an essential task. It reduces fire risk and ensures your chimney is compliant for insurance and building code purposes. Not having a spark arrestor could invalidate your home insurance or cause snags when it comes to a house sale.

There are several strategic ways to lower your home insurance premium. The primary one is to shop around and get quotes every few years to make sure you’re getting the best deal. Also, sometimes bundling your auto and homeowner’s insurance will get you a discount on both. Finally, try to keep your credit score up; many homeowner insurance companies use credit scores to generate quotes.

Home insurance prices depend on where you live and the individual insurance company's policies. Some insurers charge a flat fee for fireplaces or wood-burning stoves, which is often a few hundred dollars per year. Other insurers base this fee on a percentage of your annual premium. You may want to check your current or prospective policy before beginning this project.

The Memphis, TN homeowners’ guide to fire pit installation services

From average costs to expert advice, get all the answers you need to get your job done.