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Fire Pit Installation questions, answered by experts

Having a pellet stove can indeed raise your insurance rates since they're a relatively common cause of fires in the home. However, rate increases vary by insurance provider so you should reach out to yours to determine exactly how much your rates might increase with a new pellet stove install.

Smoke detectors come in two different options: hardwired or battery-operated. While hardwired units are attached directly to the home’s electrical system, a battery-operated smoke detector only needs a simple battery for operation and can be placed virtually anywhere in your home. Some homeowners may mistakenly think their battery-operated units are hardwired in because all their units are interconnected, but many battery-operated units can operate within a smoke alarm network in your home.

No, it is not safe to leave a propane heater on overnight. Even if you’re using the heater in a well-ventilated space, the heaters can emit carbon monoxide that can lead to fires. Be sure to fully turn off and secure the propane heater before clearing the area. 

There are several strategic ways to lower your home insurance premium. The primary one is to shop around and get quotes every few years to make sure you’re getting the best deal. Also, sometimes bundling your auto and homeowner’s insurance will get you a discount on both. Finally, try to keep your credit score up; many homeowner insurance companies use credit scores to generate quotes.

You should change the batteries in your smoke detectors at least once per year. Mark it on your calendar or make it a holiday or birthday tradition so that you always remember it. You should also be testing your smoke alarms monthly to ensure they’re working properly and can alert you in case of an emergency.

The Loudon, TN homeowners’ guide to fire pit installation services

From average costs to expert advice, get all the answers you need to get your job done.