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    Average homeowner rating
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Top-Rated Antique and jewelry appraisers in Hermitage - Updated Nov 2026

Curtis Hopper, SRA
4.8(
2
)
Appraisal - General

Serving Hermitage, TN and surrounding areas

In business since 1984

Free estimates

Credit card accepted

A leading appraiser in Mount Juliet, Curtis Hopper, SRA, focuses on providing optimum quality appraisal services for everyone in Tennessee. As the company owner, Curtis Hopper, I have been in the industry for over 33 years. Thus, you can rest assured that no matter what project we handle, we will be giving nothing but highly professional and expert works. We understand that price is one of the most important deciding factors for clients. That is why we offer the fairest prices for our best quality works. Call today for your free estimate!

Recommended by100%of homeowners
ASAP Appraisals
New to Angi
Appraisal - General

Serving Hermitage, TN and surrounding areas

In business since 2018

Free estimates

Credit card accepted

ASAP Appraisals, is committed to excellence in every aspect of our business. We uphold a standard of integrity bound by fairness, honesty, and personal responsibility. Our distinction is the quality of service we bring to our customers. Accurate knowledge of our trade combined with ability is what makes us true professionals. Above all, we are watchful of our customers' interests, and make their concerns the basis of our business.

Antiques and Jewelry Appraisals FAQs, answered by experts

You can be present during a home appraisal, but it’s best to stay out of the appraiser’s way. Make yourself available, but don’t engage or interrupt, and don’t discuss value or your target sales price. If possible, have your agent present in the house instead of being present yourself.

An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

Appraisals can come in above or below the list price or offer price for a property, and where it falls depends on many factors. Those include the condition of the property, the location, and the age of the home, but often, the condition of the market is the biggest determining factor. Where demand is high for properties, buyers compete with each other for homes, which tends to drive up offer prices above where appraisals come in. Where demand is low, you’ll often see the opposite happening.

Foundation cracks won’t always affect your appraised value. All foundations crack due to normal settlement, so hairline cracks that aren’t leaking or uneven from side to side are unlikely to have an impact on your appraisal. Structural cracks, on the other hand, often lead to a reduced appraised value, especially if the underlying problem will cause the issue to worsen over time.

The Hermitage, TN homeowners’ guide to antique and jewelry appraisals

From average costs to expert advice, get all the answers you need to get your job done.