Are insurance companies against solar panels?

• <div><p>Insurance companies aren’t against solar panels, but they may have concerns about the risks and costs of insuring solar. The type of policy, where you live, and the insurance company itself matter. Extreme weather can damage solar panels, and faulty installation or electrical malfunctions pose a fire risk—this, in turn, can increase insurance company liability and payouts. However, you’re likely to keep coverage as long as you have a pro install the solar system, keep it maintained, can pass a solar panel inspection, and update your homeowners policy to include solar.</p></div>

Do solar panels protect your roof from hail?

• <div><p>Solar panels can protect your roof from hail, as they can withstand hail up to 1 inch in diameter that falls up to 50 mph. Your solar panels may experience damage if the hailstones are bigger and travel faster. Your <a href="http://www.angi.com/articles/what-does-hail-damage-look-like.htm">roof can still suffer hail damage</a>, and it’s essential to look for signs and repair issues right away. Roof damage can lead to leaks and water damage inside your home.</p></div>

Do solar installers need to be licensed or certified?

• <div><p>In most states, solar installers need to be licensed and insured as solar professionals, although some states don’t have specific requirements for installers. You can use our <a href="https://www.angi.com/angi-license-check.htm">state licensing tool</a> to check if an installer you’re considering hiring holds the proper licensing. No matter where you live, a member of your solar panel installation company must be a certified electrician to connect your panels to your home and the electric grid.</p></div>

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Q: Are insurance companies against solar panels?

• <div><p>Insurance companies aren&rsquo;t against solar panels, but they may have concerns about the risks and costs of insuring solar. The type of policy, where you live, and the insurance company itself matter. Extreme weather can damage solar panels, and faulty installation or electrical malfunctions pose a fire risk&mdash;this, in turn, can increase insurance company liability and payouts. However, you&rsquo;re likely to keep coverage as long as you have a pro install the solar system, keep it maintained, can pass a solar panel inspection, and update your homeowners policy to include solar.</p></div>

Q: What is the life expectancy of a solar panel?

• <div><p>Most solar panels last 25 to 30 years and have a warranty to match. Over time, you&rsquo;ll see a diminishing electrical output. This is normal wear, but certain things can hasten solar degradation. These include heavy rainfall, high temperatures, constant humidity that corrodes the frame, and cracks or chips in the glass.</p></div>

Q: How often should solar panels be replaced?

• <div><p>Homeowners replace their solar panels after 25 years. That said, you don&rsquo;t necessarily need to replace them at the 25-year mark. You&rsquo;ll notice a declining ability to produce electricity over time. Most homeowners spring for a replacement when they notice their energy bills creeping up to regular levels or when solar panel repairs are extensive, frequent, and no longer economical. </p></div>

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*The Angi rating for Solar Panel Service companies in Birchwood, TN is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Solar Panel Service needs.

*The HomeAdvisor rating for Solar Panel Service companies in Birchwood, TN is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Solar Panel Service needs.

Last update on November 02, 2025

Reviewed in June 2025
We placed our window and door order with Champion Windows on March 21, 2024, and the final installation wasn’t completed until May 13, 2025—almost 14 months later. What should have been a straightforward project turned into a drawn-out, frustrating experience filled with poor communication,...
Champion Windows and Home Exteriors of Chattanooga
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Reviewed in February 2024
Chris remodeled one of our bed rooms and made a beautiful nursery out of it. Completely stripped the old paneling down and trim, installed sheet rock and new crown molding and painted. Added a custom closet. He had also found a water leak we had under the house and fixed it at no cost. HeÃ Â¢Ã Â...
CM Harper Group LLC
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Reviewed in July 2023
Would not recommend Mr. Electric; they will try to scam and overcharge you. My girlfriend called them for a fried breaker and the technician tried to upsell and convince us to replace the ENTIRE electrical panel and additional unnecessary fixes for over $14,000. We called a different company...
Mr. Electric of Chattanooga
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Reviewed in August 2020
I had 2 appliances that needed attention. My dishwasher was making a loud noise during the wash cycle. The technician turned the dishwasher on, took off the front service panel and said "You should buy a new dishwasher, the sump pump is going out." The technician did not offer to replace the...
Mr. Appliance of Dalton
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Reviewed in July 2017
We had them do two rooms in our home, remove old paneling and replace with dry wall and paint. They worked hard, were here when they said they would be and no bad language. Very professional and we will hire them again for other work we want to do.
Johnson's Remodeling, LLC
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Reviewed in October 2015
I called that morning to ask if I could drop off two vehicles both for repair the same day because I needed at least one back to drive to work the next day. I was told yes, to go ahead and bring them in and I just hoped that at least one would be repaired the same day. In a few hours, I was...
Cotton's Service Center
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Reviewed in September 2014
They came out and check it out. They told me that it tripped the circuit breaker. When the blower stopped working again they came out and replaced the blower motor capacitor and control panel. They were very prompt and efficient. They sent a man out to first do a diagnosis. They cam back the...
Malone Heating & Air Conditioning
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Reviewed in December 2013
put a storm door up and replaced two wood panels on floor.
Handyman Services
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Reviewed in May 2013
These are the only people in the Chattanooga area that work on solar hot water heaters. I've almost got to use them. They're always on time. They're courteous and they clean up behind themselves.
Eastridge Plumbing Co Inc
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Reviewed in May 2013
I've always liked my security company to be local and this was further out of the area. They wanted me to sign a contract and I was not sure if I wanted to. I did not have a contract with the local company. They wanted to come out and change my system over to their system. He came out and said...
Loud Security Systems
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Solar Panel Installation

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Electrical Switches, Outlets & Fixtures Install or Repair

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