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The first thing to ensure is you are hiring an approved contractor to repair your roof so your insurance can cover the cost. As always, shop around until you have a handful of quotes so that you get the best quality for the price you’re paying.

When researching a roof repair contractor to repair hail damage, first ask if they’re licensed, bonded, and insured, as this protects you and your property. Always check upfront fees, availability, turnaround, and cost or discounts. Finally, I always look up their reviews to make sure other people who have done similar projects have had great results.

Roof repair costs about $1,100 on average. The cost to repair a roof depends on the size, type of roof, and severity of the issue. Additional cost factors include the type of repairs needed, the pitch and complexity of the roof design, any permits required, and the labor cost in your location. The time of year can influence the overall price, too, as winter repairs can be more expensive due to the slippery conditions for working on a roof. 

When choosing a metal roof, consider not only the area of the roof but also the thickness of the panel, known as the gauge. Common roofing gauge sizes for metal roofs are 24-gauge and 26-gauge. The smaller the gauge size, the thicker the roof. Usually, a thicker gauge is ideal if your house is in an area that sees a lot of rain, snow, or hail, as it will be less likely to dent.

Yes, most standard policies include storm damage repairs. Your policy may cover some or all of the repairs. The first thing to do after a storm is contact your home insurance agent. If you get any work done before the adjuster arrives, such as covering holes in your roof or windows, keep those receipts for reimbursement.