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Chimney Repair questions, answered by experts

The first thing to ensure is you are hiring an approved contractor to repair your roof so your insurance can cover the cost. As always, shop around until you have a handful of quotes so that you get the best quality for the price you’re paying.

When researching a roof repair contractor to repair hail damage, first ask if they’re licensed, bonded, and insured, as this protects you and your property. Always check upfront fees, availability, turnaround, and cost or discounts. Finally, I always look up their reviews to make sure other people who have done similar projects have had great results.

When properly installed and maintained, a metal roof can last 50 to 80 years. However, the fasteners used to attach the roof may have a shorter lifespan than the roof panels, so it’s a good idea to inspect your roof every few years to check for wear and replace any damaged components. Metal roofs installed over shingles don’t last as long as tear-offs since the underlying roofing components can deteriorate over time, and the added weight can stress roof supports.

Common materials used include aluminum, stainless steel, galvanized steel, and copper, each selected for their properties suited to specific repair needs.

Depending on the materials and conditions of your house, flashing has a life span of 15 to 50 years. To ensure its longevity, schedule an inspection for your chimney and roof each year. A pro can quickly assess its condition and recommend repairs.

Installing a metal roof will rarely affect your homeowner’s insurance policy in a negative way, and you might even get a discount on your premium for installing one, depending on your area. Metal roofs can reduce the risk of structural damage from heavy snow, and they stand up better to strong winds and impact, so homeowners in areas that see excessive snowfall or extreme weather may see savings on insurance premiums after installing a metal roof.

The Mission, SD homeowners’ guide to chimney repairs

From average costs to expert advice, get all the answers you need to get your job done.