Several government-backed lending programs can help first-time home buyers purchase a home with little money down. FHA, USDA, and VA loans are options for qualifying borrowers, though many conventional mortgage lenders will lower down payment rates to as low as 3 percent.
To hire a land surveyor, you need to start by searching online for reputable professionals in your area. Here are a few steps to take when making a shortlist:
Browse land surveyor service website
Check credentials
Read customer reviews
Find their contact information
Call or email to inquire about more information
Ask how far they travel, if you’re some distance away
Find out how they charge for their services
Ask about schedule and turnaround times
Repeat these steps for one to two other services and compare pricing
This is fairly rare, but sometimes the local government or a group like a historical society will label a tree as a landmark, or historical item. These designations almost always come with a small, on-site plaque for identification, but you should also be able to look up protected trees in your area on a city website or similar list. If the tree in question is a landmark, call your local government and ask how to proceed before making any plans.
Land surveys are worth it in several scenarios including selling your home, building an addition, constructing a fence, or making major changes to your landscape. A professional land survey can help you avoid legal issues with your neighbors and confirm the value of your property. In many cases, you may be required to order a land survey to receive a construction permit or mortgage loan.
A few different types of land surveys can help determine certain features and boundaries of your property. These include:
Boundary surveys describe the actual borders of a property. These are generally required when trying to get construction permits issued.
Location surveys provide much of the same information as a boundary survey but also include in-depth information about any improvements made to your property.
Mortgage location surveys are usually required by lenders and title companies before financing or offering an insurance policy.
Site-planning surveys are done before applying for building permits and can be issued before any major home improvements.
Topographic surveys provide a formal map of land elevations. It can also describe the location and size of natural features and any land improvements.
The Lower Brule, SD homeowners’ guide to floor sanding services
From average costs to expert advice, get all the answers you need to get your job done.
Here’s what you should expect to pay when renting an orbital, drum, vibrating, or edging floor sander—as well as where you can rent them and what else to know.
It’s impossible to keep floors damage-free over the years. Thankfully, the cost to refinish hardwood floors is far less than the price tag to replace them altogether.
Does your rough concrete need some TLC? Learn how to sand concrete to smooth out holes, chips, and other imperfections to get your concrete looking brand new.
