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Yes, humans carry fleas. Although fleas are primarily associated with dogs and cats, they are attracted to the warmth and carbon dioxide of mammals, including humans. The difference is that most fleas will only choose animals as their hosts. They may bite humans, but they don’t tend to stick around on humans for long. The one exception is the Pulex irritans, also called the human flea, which prefers human blood.

Male carpenter bees actually don't have a stinger, but they will hover around areas as a defense mechanism to deter intruders. However, females can sting but are not typically aggressive and tend to only sting when threatened or provoked. They are less active at night, so you are less likely to encounter them because they tend to rest at night.

Neither the black widow nor the brown recluse are deadly spiders, and North America has no deadly species. However, other places in the world do, including Australia, which is home to the funnel web spider, considered the world’s deadliest spider. However, Australia has not reported deaths from a funnel web spider bite over the past few decades after developing an antivenom.

False chinch bugs are generally smaller and somewhat paler than true chinch bugs, although they otherwise look similar. The name is a bit of a misnomer: They act very similarly and both feed on plants by sucking out their juices. However, chinch bug feeding tends to be very destructive to the plant, while strangely the false chinch bug does relatively little damage.