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It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

The cost of removing a hornets nest ranges from $300 to $400, depending on the size and location of the active nest. Bald-faced hornet removal costs more than the average—about $625 to $750. The price tag also depends on the eradication method, ranging from aerosol sprays and dusting to vacuuming and extermination.

Roof rats are relatively small rodents that typically measure around six to eight inches in length (excluding their long, scaly tails that are often longer than their bodies). They have sleek black or brown fur, pointed snouts, and large ears. In general, they are typically smaller and darker in color than common brown rats.

No, mice do not become rats. While their similarities may make them appear to be the same animal at first, they are distinct in their appearance, behaviors, and the strategies used to remove them. Juvenile rats that have not reached their full adult size may be roughly the same size as mice, making them hard to tell apart.